{"id":54482,"date":"2011-03-20T09:05:30","date_gmt":"2011-03-20T09:05:30","guid":{"rendered":"http:\/\/www.brownstoner.com\/?p=54482"},"modified":"2011-03-20T13:53:04","modified_gmt":"2011-03-20T13:53:04","slug":"where-to-start-3","status":"publish","type":"post","link":"https:\/\/www.brownstoner.com\/forum-archive\/2011\/03\/where-to-start-3\/","title":{"rendered":"Where to start seeking pre-approval for a mortgage?"},"content":{"rendered":"<p>First-time home-buyers &#038; totally clueless about how to start seeking pre-approval\/qualification for a mortgage. We&#8217;ll probably need at least $350,000 and maybe up to $600,000 from mortgage and we want a 15-yr payment plan. FYI, we plan to pay ~$300,000 cash down for a 2Br+ condo priced btw $650-950,000 in Park Slope\/Carroll Gardens\/Boerum Hill\/Cobble Hill area (haven&#8217;t decided which neighborhood yet). Do we start with big banks like HSBC, Chase, BOB? or go to Mortgage Brokers? Who are really mortgage brokers? How are they different from Banks? Sorry, my questions may sound silly. But any tips\/recommendations on reputable\/honest\/reliable brooklyn-specialized mortgage brokers will be appreciated. One more, when we ask for pre-approval for a mortgage, would our credit scores be damaged by their credit-pulling&#8217;?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>First-time home-buyers &#038; totally clueless about how to start seeking pre-approval\/qualification for a mortgage. We&#8217;ll probably need at least $350,000 and maybe up to $600,000 from mortgage and we want a 15-yr payment plan. FYI, we plan to pay ~$300,000 cash down for a 2Br+ condo priced btw $650-950,000 in Park Slope\/Carroll Gardens\/Boerum Hill\/Cobble Hill&#8230;<\/p>\n","protected":false},"author":143016,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"schneps_byline":"","schneps_post_style":"","schneps_post_source":"","schneps_syndicated_read_more":"","schneps_post_source_sitename":"","schneps_syndicated_thumb_html":"","schneps_syndicated_thumb_src":"","schneps_post_source_shortname":"","schneps_post_source_url":"","schneps_post_source_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[104],"tags":[],"districts":[],"class_list":["post-54482","post","type-post","status-publish","format-standard","hentry","category-real_estate"],"acf":[],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/brownstoner.com\/forum-archive\/2011\/03\/where-to-start-3\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Where to start seeking pre-approval for a mortgage?","url":"http:\/\/www.brownstoner.com\/forum-archive\/2011\/03\/where-to-start-3\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.brownstoner.com\/forum-archive\/2011\/03\/where-to-start-3\/"},"thumbnailUrl":"","image":{"@type":"ImageObject","url":""},"articleSection":"Real Estate","author":[{"@type":"Person","name":"juno2010"}],"creator":["juno2010"],"publisher":{"@type":"Organization","name":"Forum Archive","logo":""},"keywords":[],"dateCreated":"2011-03-20T09:05:30Z","datePublished":"2011-03-20T09:05:30Z","dateModified":"2011-03-20T13:53:04Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Where to start seeking pre-approval for a mortgage?\",\"url\":\"http:\\\/\\\/www.brownstoner.com\\\/forum-archive\\\/2011\\\/03\\\/where-to-start-3\\\/\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.brownstoner.com\\\/forum-archive\\\/2011\\\/03\\\/where-to-start-3\\\/\"},\"thumbnailUrl\":\"\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"\"},\"articleSection\":\"Real Estate\",\"author\":[{\"@type\":\"Person\",\"name\":\"juno2010\"}],\"creator\":[\"juno2010\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"Forum Archive\",\"logo\":\"\"},\"keywords\":[],\"dateCreated\":\"2011-03-20T09:05:30Z\",\"datePublished\":\"2011-03-20T09:05:30Z\",\"dateModified\":\"2011-03-20T13:53:04Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/brownstoner.com\/p.js"},"jetpack_featured_media_url":"","print_hed":"","photo_gallery":[],"print_subhed":"","print_slug":"","syndication_thumb":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/posts\/54482","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/users\/143016"}],"replies":[{"embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/comments?post=54482"}],"version-history":[{"count":0,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/posts\/54482\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/media?parent=54482"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/categories?post=54482"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/tags?post=54482"},{"taxonomy":"districts","embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/districts?post=54482"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}