{"id":51935,"date":"2010-12-11T10:34:51","date_gmt":"2010-12-11T10:34:51","guid":{"rendered":"http:\/\/www.brownstoner.com\/?p=51935"},"modified":"2010-12-11T11:36:40","modified_gmt":"2010-12-11T11:36:40","slug":"high-gfe-for-ce","status":"publish","type":"post","link":"https:\/\/www.brownstoner.com\/forum-archive\/2010\/12\/high-gfe-for-ce\/","title":{"rendered":"High GFE for CEMA refi"},"content":{"rendered":"<p>Hi,<\/p>\n<p>My mortgage guy told me to expect closing costs of about $5k on a CEMA refi, principal is around $400k, on a Brooklyn condo. <\/p>\n<p>I just got the GFE and it&#8217;s MUCH higher.  Specifically:<\/p>\n <span class=\"plp-active-page\"><span class=\"\">%<\/span><\/span> | <a href=\"https:\/\/www.brownstoner.com\/forum-archive\/2010\/12\/high-gfe-for-ce\/2\/\" class=\"post-page-numbers\"><span class=\"\">%<\/span><\/a> | <a href=\"https:\/\/www.brownstoner.com\/forum-archive\/2010\/12\/high-gfe-for-ce\/3\/\" class=\"post-page-numbers\"><span class=\"\">%<\/span><\/a> ","protected":false},"excerpt":{"rendered":"<p>Hi, My mortgage guy told me to expect closing costs of about $5k on a CEMA refi, principal is around $400k, on a Brooklyn condo. I just got the GFE and it&#8217;s MUCH higher. Specifically: $599 origination fee $525 appraisal + credit $6254 for title services + insurance $100 survey $19 flood determination $800 recording&#8230;<\/p>\n","protected":false},"author":6314,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"schneps_byline":"","schneps_post_style":"","schneps_post_source":"","schneps_syndicated_read_more":"","schneps_post_source_sitename":"","schneps_syndicated_thumb_html":"","schneps_syndicated_thumb_src":"","schneps_post_source_shortname":"","schneps_post_source_url":"","schneps_post_source_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[100],"tags":[],"districts":[],"class_list":["post-51935","post","type-post","status-publish","format-standard","hentry","category-mortgage"],"acf":[],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/brownstoner.com\/forum-archive\/2010\/12\/high-gfe-for-ce\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"High GFE for CEMA refi","url":"http:\/\/www.brownstoner.com\/forum-archive\/2010\/12\/high-gfe-for-ce\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.brownstoner.com\/forum-archive\/2010\/12\/high-gfe-for-ce\/"},"thumbnailUrl":"","image":{"@type":"ImageObject","url":""},"articleSection":"Mortgage","author":[{"@type":"Person","name":"zinka"}],"creator":["zinka"],"publisher":{"@type":"Organization","name":"Forum Archive","logo":""},"keywords":[],"dateCreated":"2010-12-11T10:34:51Z","datePublished":"2010-12-11T10:34:51Z","dateModified":"2010-12-11T11:36:40Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"High GFE for CEMA refi\",\"url\":\"http:\\\/\\\/www.brownstoner.com\\\/forum-archive\\\/2010\\\/12\\\/high-gfe-for-ce\\\/\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.brownstoner.com\\\/forum-archive\\\/2010\\\/12\\\/high-gfe-for-ce\\\/\"},\"thumbnailUrl\":\"\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"\"},\"articleSection\":\"Mortgage\",\"author\":[{\"@type\":\"Person\",\"name\":\"zinka\"}],\"creator\":[\"zinka\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"Forum Archive\",\"logo\":\"\"},\"keywords\":[],\"dateCreated\":\"2010-12-11T10:34:51Z\",\"datePublished\":\"2010-12-11T10:34:51Z\",\"dateModified\":\"2010-12-11T11:36:40Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/brownstoner.com\/p.js"},"jetpack_featured_media_url":"","print_hed":"","photo_gallery":[],"print_subhed":"","print_slug":"","syndication_thumb":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/posts\/51935","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/users\/6314"}],"replies":[{"embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/comments?post=51935"}],"version-history":[{"count":0,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/posts\/51935\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/media?parent=51935"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/categories?post=51935"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/tags?post=51935"},{"taxonomy":"districts","embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/districts?post=51935"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}