{"id":36346,"date":"2009-09-23T13:43:08","date_gmt":"2009-09-23T13:43:08","guid":{"rendered":"http:\/\/www.brownstoner.com\/?p=36346"},"modified":"2009-09-28T09:49:44","modified_gmt":"2009-09-28T09:49:44","slug":"recent-mortgage","status":"publish","type":"post","link":"https:\/\/www.brownstoner.com\/forum-archive\/2009\/09\/recent-mortgage\/","title":{"rendered":"Recent Mortgage Experiences?"},"content":{"rendered":"<p>Anyone close on a property recently? Using Wells Fargo or HSBC? We are nearing the end of contract stage for a single-family house. I have found Wells Fargo and HSBC to have some pretty low rates right now. (Wells Fargo @ 5.375 and HSBC @ 4.875)<br \/>\nDoes anyone have any recent experience with getting a mortgage from either of these banks?)I&#8217;ve heard rumors of many banks having a hard time coming to closing and I&#8217;m wondering if this is true of either of these banks. Over half a year ago, a different purchase fell through. We were going through Wells Fargo on that one and the broker seemed pretty on the ball (though we never got to closing because of CoO issues with the house.) But 0.5% difference in rate is pretty big, no?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Anyone close on a property recently? Using Wells Fargo or HSBC? We are nearing the end of contract stage for a single-family house. I have found Wells Fargo and HSBC to have some pretty low rates right now. (Wells Fargo @ 5.375 and HSBC @ 4.875) Does anyone have any recent experience with getting a&#8230;<\/p>\n","protected":false},"author":14647,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"schneps_byline":"","schneps_post_style":"","schneps_post_source":"","schneps_syndicated_read_more":"","schneps_post_source_sitename":"","schneps_syndicated_thumb_html":"","schneps_syndicated_thumb_src":"","schneps_post_source_shortname":"","schneps_post_source_url":"","schneps_post_source_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[100],"tags":[],"districts":[],"class_list":["post-36346","post","type-post","status-publish","format-standard","hentry","category-mortgage"],"acf":[],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/brownstoner.com\/forum-archive\/2009\/09\/recent-mortgage\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Recent Mortgage Experiences?","url":"http:\/\/www.brownstoner.com\/forum-archive\/2009\/09\/recent-mortgage\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.brownstoner.com\/forum-archive\/2009\/09\/recent-mortgage\/"},"thumbnailUrl":"","image":{"@type":"ImageObject","url":""},"articleSection":"Mortgage","author":[{"@type":"Person","name":"helppls"}],"creator":["helppls"],"publisher":{"@type":"Organization","name":"Forum Archive","logo":""},"keywords":[],"dateCreated":"2009-09-23T13:43:08Z","datePublished":"2009-09-23T13:43:08Z","dateModified":"2009-09-28T09:49:44Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Recent Mortgage Experiences?\",\"url\":\"http:\\\/\\\/www.brownstoner.com\\\/forum-archive\\\/2009\\\/09\\\/recent-mortgage\\\/\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.brownstoner.com\\\/forum-archive\\\/2009\\\/09\\\/recent-mortgage\\\/\"},\"thumbnailUrl\":\"\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"\"},\"articleSection\":\"Mortgage\",\"author\":[{\"@type\":\"Person\",\"name\":\"helppls\"}],\"creator\":[\"helppls\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"Forum Archive\",\"logo\":\"\"},\"keywords\":[],\"dateCreated\":\"2009-09-23T13:43:08Z\",\"datePublished\":\"2009-09-23T13:43:08Z\",\"dateModified\":\"2009-09-28T09:49:44Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/brownstoner.com\/p.js"},"jetpack_featured_media_url":"","print_hed":"","photo_gallery":[],"print_subhed":"","print_slug":"","syndication_thumb":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/posts\/36346","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/users\/14647"}],"replies":[{"embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/comments?post=36346"}],"version-history":[{"count":0,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/posts\/36346\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/media?parent=36346"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/categories?post=36346"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/tags?post=36346"},{"taxonomy":"districts","embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/districts?post=36346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}