What is involved in closing\/updating a Certificate of Occupancy? We are well into the process of getting a mortgage and have already had the bank send someone to do an appraisal. Our lawyer just got the title search back and there is an exception. The sellers had gotten a permit to build an “enclosed porch” in 2001 there was never “signed” off – I’m guessing this means inspected at completion and thus an updated COO was never issued. (The enclosed porch is really more like an addition, complete with windows, sliding doors and heating.) Our mortgage lock is only good for 60days, what impact will this have in the process? How serious is this and how hard and quickly can it be rectified?<\/p>\n","protected":false},"excerpt":{"rendered":"
What is involved in closing\/updating a Certificate of Occupancy? We are well into the process of getting a mortgage and have already had the bank send someone to do an appraisal. Our lawyer just got the title search back and there is an exception. The sellers had gotten a permit to build an “enclosed porch”…<\/p>\n","protected":false},"author":14647,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"schneps_byline":"","schneps_post_style":"","schneps_post_source":"","schneps_syndicated_read_more":"","schneps_post_source_sitename":"","schneps_syndicated_thumb_html":"","schneps_syndicated_thumb_src":"","schneps_post_source_shortname":"","schneps_post_source_url":"","schneps_post_source_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[80],"tags":[],"districts":[],"class_list":["post-27479","post","type-post","status-publish","format-standard","hentry","category-c_of_o"],"acf":[],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/brownstoner.com\/forum-archive\/2009\/01\/updated-certifi\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Updated Certificate of Occupancy","url":"http:\/\/www.brownstoner.com\/forum-archive\/2009\/01\/updated-certifi\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.brownstoner.com\/forum-archive\/2009\/01\/updated-certifi\/"},"thumbnailUrl":"","image":{"@type":"ImageObject","url":""},"articleSection":"C of O","author":[{"@type":"Person","name":"helppls"}],"creator":["helppls"],"publisher":{"@type":"Organization","name":"Forum Archive","logo":""},"keywords":[],"dateCreated":"2009-01-05T11:14:55Z","datePublished":"2009-01-05T11:14:55Z","dateModified":"2009-01-05T11:14:55Z"},"rendered":"