We’re in the process of purchasing our first apartment, and we’re trying to determine how much homeowners’ insurance to carry for the interior of our coop. This is to cover the walls, floors, fixtures, and appliances (as opposed to our actual possessions) in the event of some catatrophe inside our apartment not covered by the coop’s building-wide insurance. <\/p>\n
The “recommended amount” quoted to me by Geico was $30,000, but to me that seems low – if the entire interior of our apartment (3 rooms) is destroyed, it will cost more than $30K to fix it. <\/p>\n
If anyone could give any input as to how much is a good amount, or what you carry on your coop, I’d greatly appreciate it. Thanks! <\/p>\n","protected":false},"excerpt":{"rendered":"
We’re in the process of purchasing our first apartment, and we’re trying to determine how much homeowners’ insurance to carry for the interior of our coop. This is to cover the walls, floors, fixtures, and appliances (as opposed to our actual possessions) in the event of some catatrophe inside our apartment not covered by the…<\/p>\n","protected":false},"author":2260,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"schneps_byline":"","schneps_post_style":"","schneps_post_source":"","schneps_syndicated_read_more":"","schneps_post_source_sitename":"","schneps_syndicated_thumb_html":"","schneps_syndicated_thumb_src":"","schneps_post_source_shortname":"","schneps_post_source_url":"","schneps_post_source_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[118],"tags":[],"districts":[],"class_list":["post-22360","post","type-post","status-publish","format-standard","hentry","category-insurance"],"acf":[],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/brownstoner.com\/forum-archive\/2008\/06\/how-much-insura-1\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"How much insurance for a coop?","url":"http:\/\/www.brownstoner.com\/forum-archive\/2008\/06\/how-much-insura-1\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.brownstoner.com\/forum-archive\/2008\/06\/how-much-insura-1\/"},"thumbnailUrl":"","image":{"@type":"ImageObject","url":""},"articleSection":"Insurance","author":[{"@type":"Person","name":"hangonsloopy"}],"creator":["hangonsloopy"],"publisher":{"@type":"Organization","name":"Forum Archive","logo":""},"keywords":[],"dateCreated":"2008-06-25T10:50:54Z","datePublished":"2008-06-25T10:50:54Z","dateModified":"2008-07-28T16:27:59Z"},"rendered":"