{"id":11702,"date":"2007-04-23T23:56:13","date_gmt":"2007-04-23T23:56:13","guid":{"rendered":"http:\/\/www.brownstoner.com\/?p=11702"},"modified":"2008-07-28T16:27:28","modified_gmt":"2008-07-28T16:27:28","slug":"am-i-being-ripp","status":"publish","type":"post","link":"https:\/\/www.brownstoner.com\/forum-archive\/2007\/04\/am-i-being-ripp\/","title":{"rendered":"Am I being ripped off by this Mortgage Broker??"},"content":{"rendered":"<p><a title=\"\" href=\"\"><\/a><br \/>\nok, this is my first home purchase and I have tried my best to educate myself on all aspects, but the more input I can get the better.<\/p><p>Some background, the mortgage company is a pretty dominant player in Manhattan and by all accounts should be reputable, but I have a gut feeling somethings are not adding up on what the mortgage broker is telling me.<\/p>\n<p>1. the GFE (good faith estimate) that was drawn up by the broker has the rate he quoted me, however the GFE sent to me by the bank has a rate .65% higher.<\/p>\n <span class=\"plp-active-page\"><span class=\"\">%<\/span><\/span> | <a href=\"https:\/\/www.brownstoner.com\/forum-archive\/2007\/04\/am-i-being-ripp\/2\/\" class=\"post-page-numbers\"><span class=\"\">%<\/span><\/a> | <a href=\"https:\/\/www.brownstoner.com\/forum-archive\/2007\/04\/am-i-being-ripp\/3\/\" class=\"post-page-numbers\"><span class=\"\">%<\/span><\/a> ","protected":false},"excerpt":{"rendered":"<p>ok, this is my first home purchase and I have tried my best to educate myself on all aspects, but the more input I can get the better. Some background, the mortgage company is a pretty dominant player in Manhattan and by all accounts should be reputable, but I have a gut feeling somethings are&#8230;<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"schneps_byline":"","schneps_post_style":"","schneps_post_source":"","schneps_syndicated_read_more":"","schneps_post_source_sitename":"","schneps_syndicated_thumb_html":"","schneps_syndicated_thumb_src":"","schneps_post_source_shortname":"","schneps_post_source_url":"","schneps_post_source_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[100],"tags":[],"districts":[],"class_list":["post-11702","post","type-post","status-publish","format-standard","hentry","category-mortgage"],"acf":[],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/brownstoner.com\/forum-archive\/2007\/04\/am-i-being-ripp\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Am I being ripped off by this Mortgage Broker??","url":"http:\/\/www.brownstoner.com\/forum-archive\/2007\/04\/am-i-being-ripp\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.brownstoner.com\/forum-archive\/2007\/04\/am-i-being-ripp\/"},"thumbnailUrl":"","image":{"@type":"ImageObject","url":""},"articleSection":"Mortgage","author":[{"@type":"Person","name":"anon"}],"creator":["anon"],"publisher":{"@type":"Organization","name":"Forum Archive","logo":""},"keywords":[],"dateCreated":"2007-04-23T23:56:13Z","datePublished":"2007-04-23T23:56:13Z","dateModified":"2008-07-28T16:27:28Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Am I being ripped off by this Mortgage Broker??\",\"url\":\"http:\\\/\\\/www.brownstoner.com\\\/forum-archive\\\/2007\\\/04\\\/am-i-being-ripp\\\/\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.brownstoner.com\\\/forum-archive\\\/2007\\\/04\\\/am-i-being-ripp\\\/\"},\"thumbnailUrl\":\"\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"\"},\"articleSection\":\"Mortgage\",\"author\":[{\"@type\":\"Person\",\"name\":\"anon\"}],\"creator\":[\"anon\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"Forum Archive\",\"logo\":\"\"},\"keywords\":[],\"dateCreated\":\"2007-04-23T23:56:13Z\",\"datePublished\":\"2007-04-23T23:56:13Z\",\"dateModified\":\"2008-07-28T16:27:28Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/brownstoner.com\/p.js"},"jetpack_featured_media_url":"","print_hed":"","photo_gallery":[],"print_subhed":"","print_slug":"","syndication_thumb":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/posts\/11702","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/comments?post=11702"}],"version-history":[{"count":0,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/posts\/11702\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/media?parent=11702"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/categories?post=11702"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/tags?post=11702"},{"taxonomy":"districts","embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/districts?post=11702"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}