{"id":10496,"date":"2007-03-07T20:43:00","date_gmt":"2007-03-07T20:43:00","guid":{"rendered":"http:\/\/www.brownstoner.com\/?p=10496"},"modified":"2008-07-28T16:27:25","modified_gmt":"2008-07-28T16:27:25","slug":"insurance-repla","status":"publish","type":"post","link":"https:\/\/www.brownstoner.com\/forum-archive\/2007\/03\/insurance-repla\/","title":{"rendered":"Insurance replacement value"},"content":{"rendered":"<p><a title=\"\" href=\"\"><\/a><br \/>\nI&#8217;m experiencing difficulty in getting a realistic replacement cost value for my brownstone from my insurer, Brownstone Agency.  Can anyone say how replacement cost value is determined.  Is this usually done by the insurer, by an appraiser, or what.?   According to the NYS Insurance Dept. you should be insured at 80% of replacement cost to get full coverage on a loss.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I&#8217;m experiencing difficulty in getting a realistic replacement cost value for my brownstone from my insurer, Brownstone Agency. Can anyone say how replacement cost value is determined. Is this usually done by the insurer, by an appraiser, or what.? According to the NYS Insurance Dept. you should be insured at 80% of replacement cost to&#8230;<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"schneps_byline":"","schneps_post_style":"","schneps_post_source":"","schneps_syndicated_read_more":"","schneps_post_source_sitename":"","schneps_syndicated_thumb_html":"","schneps_syndicated_thumb_src":"","schneps_post_source_shortname":"","schneps_post_source_url":"","schneps_post_source_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[118],"tags":[],"districts":[],"class_list":["post-10496","post","type-post","status-publish","format-standard","hentry","category-insurance"],"acf":[],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/brownstoner.com\/forum-archive\/2007\/03\/insurance-repla\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Insurance replacement value","url":"http:\/\/www.brownstoner.com\/forum-archive\/2007\/03\/insurance-repla\/","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.brownstoner.com\/forum-archive\/2007\/03\/insurance-repla\/"},"thumbnailUrl":"","image":{"@type":"ImageObject","url":""},"articleSection":"Insurance","author":[{"@type":"Person","name":"anon"}],"creator":["anon"],"publisher":{"@type":"Organization","name":"Forum Archive","logo":""},"keywords":[],"dateCreated":"2007-03-07T20:43:00Z","datePublished":"2007-03-07T20:43:00Z","dateModified":"2008-07-28T16:27:25Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Insurance replacement value\",\"url\":\"http:\\\/\\\/www.brownstoner.com\\\/forum-archive\\\/2007\\\/03\\\/insurance-repla\\\/\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.brownstoner.com\\\/forum-archive\\\/2007\\\/03\\\/insurance-repla\\\/\"},\"thumbnailUrl\":\"\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"\"},\"articleSection\":\"Insurance\",\"author\":[{\"@type\":\"Person\",\"name\":\"anon\"}],\"creator\":[\"anon\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"Forum Archive\",\"logo\":\"\"},\"keywords\":[],\"dateCreated\":\"2007-03-07T20:43:00Z\",\"datePublished\":\"2007-03-07T20:43:00Z\",\"dateModified\":\"2008-07-28T16:27:25Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/brownstoner.com\/p.js"},"jetpack_featured_media_url":"","print_hed":"","photo_gallery":[],"print_subhed":"","print_slug":"","syndication_thumb":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/posts\/10496","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/comments?post=10496"}],"version-history":[{"count":0,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/posts\/10496\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/media?parent=10496"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/categories?post=10496"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/tags?post=10496"},{"taxonomy":"districts","embeddable":true,"href":"https:\/\/www.brownstoner.com\/forum-archive\/wp-json\/wp\/v2\/districts?post=10496"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}