I’m looking to refinance an SRO Brownstone in Brooklyn. Also, I don’t have a tone of money. Does anyone have experience with this? Is there anything to look out for? Any advice would be appreciated.


Comments

  1. I am not sure about refinancing an SRO or about an SRO actively used as an SRO, but you can get an FHA 203K mortgage for an initial purchase and use it to convert to 1-4 family. Not much is required for a down payment (3.5%) but it is an expensive loan (typically 0.25-0.5% higher APR + 2.25% upfront mortgage insurance and a monthly mortgage insurance, regardless of the down payment). Wells Fargo and First Meridian offer them.