Tree Company's Liability for Accidental Damage
Hello – Together with my neighbors, I’m hiring a tree service to take down a 40 ft tree in my backyard which overhangs the adjacent properties. The tree company says that if there’s any accidental damage to property in the process, their insurance carrier will cover it. But they refuse to write anything into the…
Hello – Together with my neighbors, I’m hiring a tree service to take down a 40 ft tree in my backyard which overhangs the adjacent properties. The tree company says that if there’s any accidental damage to property in the process, their insurance carrier will cover it. But they refuse to write anything into the contract with me that actually says that. (They have shown me their certificate of insurance.) Does anyone know whether New York law makes them responsible for accidental damage even if the contract doesn’t say that they are responsible? Or are they responsible only for damage that results from negligence? Many thanks for any advice that folks can offer!
Thanks so much both of you for these good suggestions.
Have them include you as an additional insured on the policy. It costs them nothing.
Don’t know the legal answer for you, but I suggest you have a camcorder there on the day.