NYS/NJ Licensing of a Contractor
I have finally identified a qualified, affordable contractor for a gut reno I’m doing; he was referred by friends of the family. However, at the 11th hour, I just learned that he’s not licensed in NYS, but in NJ. However, all his subs (plumbing/electric/etc.) are licensed in NYS. His take is that it isn’t a…
I have finally identified a qualified, affordable contractor for a gut reno I’m doing; he was referred by friends of the family. However, at the 11th hour, I just learned that he’s not licensed in NYS, but in NJ. However, all his subs (plumbing/electric/etc.) are licensed in NYS. His take is that it isn’t a problem for me; he’s actually exposed financially should any financial disagreements happen. (I’d never stick anyone!) Is this true? Any insights/cautions that anyone can provide? I love this forum…thank you!
Strictly speaking, he will be working illegally. Practically speaking, I’m not entirely sure what this means. Is the contractor bonded and insured – with both workmens comp and liability? He will not be able to pull permits or file your renovation with the DOB – do you have an expediter and/or architect who will take care of your permits and filings? You could probably call the NYC Dept. of Consumer Affairs to find out more info. But I wonder why he doesn’t go ahead and get an NYC license – it is only $100 and the requirements (proof of insurance and bonding, criminal check, relatively simple and brief exam) are things he should already have.
I can only comment on his exposure–last time I looked into the issue (several years ago), an unlicensed contractor (or plumber, or electrician)could not get a mechanic’s lien, which means he would have one less avenue of redress if things turned sour and you did not pay (which as you say, you hope would not happen). I can’t speak as to whether you would have any less recourse if a disagreement arose.