Cut a Cabinet in half

Nobody cares if you agree about expense or difficultly of the request.

Since I do know how to interpret enough to know that none of you answered my question and it's quite apparent you are neither woodworkers nor handy, thanks for nothing.

Posted by: ms sandy at May 15, 2008 12:28 AM in response to Cut a Cabinet in half

Let me say this to the two "guests." Thanks, but no thanks for your comments. I didn't ask for your opinion as to what I should do. If you cannot offer an recommendation, then past this request by.

2:39pm: "this is a stupid way to make a cabinet." Nowhere did I state I wanted a cabinet made. I already own it. Thus it will less expensive to modify it, then to have two made.

Learn to read.

Posted by: ms sandy at May 14, 2008 12:18 AM in response to Cut a Cabinet in half

I also have to agree with the What. Also, in his calculations, he failed to add the mansion tax, which is I think an additional 1% on properties over 1MM.

5:23 said maybe the OP got the mortgage under $729K thereby making it conventional under the new FHA rules. Yeah, right. No puts 50% down. Second, that isn't fiscally smart. Why not then just buy a brownstone in the $700-800k range and use the rest of the funds to renovate to taste?

About the people getting foreclosed on the Hamptons... just because these may be second homes, the point is that ANY foreclosure hurts the resale market and the neighborhoods they are in.

Posted by: ms sandy at May 13, 2008 12:56 AM in response to Strong Showing for 49 Rutland Road

I agree with 10:53.

I'm not sure why you're still listening to your attorney. If you are still unsure, you should get out now. Is your attorney going to live there? Of the small amount of information you got so far, the 10K mortgage is the only good thing.

Questions:
Is your 40% downpayment going to create a reserve fund? Is the party you're buying from paying a flip tax - Is THAT going to fund the reserve? Has the co-op imposed any special assessments? After your 40% tax deduction, where is the other 60% going - is it funding the reserve???

I think you get my drift. Having no reserve is not a good thing. Some co-ops impose assessments rather than raising the maintenace, since an assessment is immediate and maintenance is for the longer term. But since this place has no reserve fund and there are people living there for over 30 years, the co-op probably doesn't want to assess someone on a fixed income.

My last question: Since there is no reserve, the maintenance just went up, there probably won't be an assessment and the co-op has not refinanced, where is this co-op going to get a large amount of cash from quickly?

Posted by: ms sandy at May 10, 2008 2:19 AM in response to Advise Needed - Co-Op

Montrose:

I wrote down CHARMs' information so I can get (more) involved. This is ridiculous! Since all the boroughs pay equal income, sales and property taxes, why should Brooklyn bear a disproportionate percentage of social service beds. And before anyone calls me a NIMBYist, Crown Heigts already houses the homeless, mentally ill, registered (and unregistered) sex offenders and criminals who come home to neighborhoods they left decades ago.

As with most people, I know that the socially disenfranchised must be somewhere, so how about we let every borough keep their own. These men are already in Manhattan. They know their environment and what services are available to them. Goodness, this administration is sooo heartless.

We have greedy landlords, career tenants, Eminent Domain, the homeless getting 'evicted'. Next stop is Hell in a handbasket.

Posted by: ms sandy at May 8, 2008 2:17 AM in response to Crown Heights Doesn't Want UES Homeless Center

To the posters who think that the waterfront is wasted as big box shopping and should've been residentially developed, I ask: Who would be able to afford it?

Any waterfront property in Brooklyn is not easily accessible or is still industrial. And, if stores are built, shoppers will come. Everyone in Brooklyn doesn't have a car. That never stopped anyone from Brooklyn from shopping at the IKEA in NJ.

Posted by: ms sandy at May 6, 2008 4:52 AM in response to Broker Dreams Of Outlet Shopping At Revere Site

"they don't look at building owners' income"

and they shouldn't. As a LL, what does my income have to do with what is a Fair Market Rent???? If I choose to have a job and be a LL, why should I subsidize my tenant(s)?

When utilities rise mid-year, LL's can't go back and rewrite the lease(s), so they have to wait until renewal to make-up for the months past.

I also think it's ironic that an idiot poster to the original post article suggests that LLs are making money from their commercial tenants. I used to be a LL and I know many people who still are and none of us had or have commercial tenants.

Posted by: ms sandy at May 1, 2008 1:54 AM in response to Wednesday Links

I agree with Mr. B that recessed lights are crappy in a brownstone (most of the time). 4:22 asked what does it matter? When the ask is 3.25 million, there is no room for tacky, tasteless or non-period specific renos, upgrades or updates. And, the bathrooms pictured - double yuck! The price should be lowered simply because replacing them won't be cheap.

Posted by: ms sandy at May 1, 2008 1:18 AM in response to House of the Day: 266 Berkeley Place

I lived at 186 Lincoln Pl eons ago, and I can tell you, businesses at these three storefronts never last too long. I've shopped at most of them. They're there one day and gone the next...

Posted by: ms sandy at May 1, 2008 12:59 AM in response to StreetLevel: Vintage Boutique Opening in the Slope

'Tis another vote for Ikea. If you watch HGTV's "Small Space Big Style," alot of those are Ikea kitchens. Just like when getting dressed, take your basics and add embellishments and personal touches and you have a designer-inspired original kitchen.

There is also a website http://www.greendemolitions.org. They have warehouses/showrooms in NY, CT and PA and sell at a fraction of the cost, kitchens, baths and other assorted items donated from monied peoples' homes and estates. There are really good prices for very high-end stuff.

Posted by: ms sandy at April 11, 2008 12:33 AM in response to Kitchen Cabinets

Polemicist:

"The developer benefits, but so too do the thousands of residents who will call Atlantic Yards home. Further, as these residents will pay a variety of taxes to the city, it is in fact a transfer of wealth TO the city. This is in fact the whole legal justification for the eminent domain action."

Half of your statement is correct - the developers will definitely benefit. No one is arguing with that. But future Atlantic Yards residents?! Since the Arena is the only structure slated to be built because of whatever reason du jour, there will be NO future residents of Atlantic Yards. Eminent Domain in this case is NOT a transfer of wealth to the city since people who are paying taxes are losing their homes so those lots will then sit vacant for years to come only to have tax abated, subsidized housing built on them. How is the city making money?

"Building new housing increases city revenues, which provides all the social services the people demand. It indirectly benefits the city by lowering the cost of housing."

Where do you live? As I pointed out above, new housing has nothing to do with social services. If anything, new development further stresses the antiquated systems we already have in place. And I don't know about you, but how exactly has the cost of housing been lowered by all of the recent new construction?

Posted by: ms sandy at April 8, 2008 12:57 AM in response to A Call for a Moratorium on AY Demolitions

9:55:

"Brooklynnative, 9:25---Landlords have a remedy for what you describe. It's called eviction. Also, when a prime tenant is found guilty of rent gouging a subtenant, the subtenant can sue for treble damages."

Nice try but no cigar. Brooklynnative, asked what recourse does the LANDLORD have. Eviction doesn't get your money back - people misunderstand this. You either can sue to get your money back or get the person out. If the tenant pays, they get to stay. If you get them out, you lose your money.

As for the subtenant suing for treble damages - again that doesn't benefit the LANDLORD who can't rent the apartment for market rent because the tenant is doing that. The name for someone who wants to rent apartments and make a profit is called a LANDLORD.

Brooklynnative: I have the same question. If you get an answer, let me know...

Posted by: ms sandy at March 15, 2008 6:17 AM in response to Tenants Can Throw the Book at Landlords for Harassment

I've been with Chase since the early 90's after their merger/takeover of Chemical Bank (remember them?). I agree with the poster that checks his accounts every morning - I do. And, if I make purchases, I check it more often.

But to answer your question, the way the markets are going, this offer might actually be real. I know from visiting my branch, that Chase is offering what looks to be great deals for several mortgage-related products. As someone else pointed out, right now an ARM might not be the lead necklace it was a few years ago.

I would say do the paperwork, get everything in writing, triple-check it, let some of your more astute financial friends/family members re-read the terms and good luck with your loan product. Oh, ANYTHING that has to do with your interest rate - if it's a teaser, when it resets, the ceiling and what index it is tied to - hit the internet and do your homework.

If you do your research and be a sqeaky wheel, you can get a deal with Chase.

Posted by: ms sandy at March 6, 2008 1:21 AM in response to Chase Mortgage?

Charlie and Anon,
Thanks for the words of advice, I did not take to heart the people who said run without much info, I did however get the info I was finally looking for, and turns out the reserve was $200 , so another lie again, we lowered our bid to what we thought was fair for such a mismanaged place, they rejected, so we are looking some more.
This co-op thing is tough being a home and a business at the same time.
anyway i took all the questions people gave and got the answers I wanted(well didn't actually want to find out what i did).

will be back next time should I have more questions.
thanks again for everyones advice, even the trolls(whatever that means).

Posted by: steve37 at May 13, 2008 12:58 PM in response to Advise Needed - Co-Op

Steve,

Sorry to hear that one fell through. If it helps you feel any better, I can tell you that we had numerous false starts and probably looked at over 100 apts before buying a co-op. Each failed attempt led to a greater understanding of the process, so that once the stars really did align and we saw the perfect deal, we knew what we were doing and could move on it very quickly.

The co-op thing is tough, especially small co-ops. Much more complex IMO than buying a brownstone (I should know because we bought a bstone a few years after the co-op). Which should tell you that living in a co-op can also be complex, especially the politics of getting along with others and getting things done. Some people like it, some don't. Either way, its a way to started with owning something in NYC. If we'd never bought our PS co-op, it would have been much harder to subsequently afford our PS bstone.

Good luck with your search.

- anon @8:35

P.S. A troll is a malicious poster who posts for the sole purpose of either getting a rise out others, starting controversy, and/or deliberately spreading misinformation.

Posted by: guest at May 13, 2008 3:10 PM in response to Advise Needed - Co-Op

Actually, Sandy, maybe it's you who should learn to interpret. "Make a cabinet" in context stands for "obtain a new (and that's "new" as in "not previously existing") cabinet" which is exactly what you want to do.

Personally I agree with them...with trim, it would be hard and/or expensive to create two matching sides.

If you don't want opinion along with dubious facts and snarky comments, a public blog is not the place ;).

Posted by: cmu at May 14, 2008 8:51 AM in response to Cut a Cabinet in half

Nobody cares if you agree about expense or difficultly of the request.

Since I do know how to interpret enough to know that none of you answered my question and it's quite apparent you are neither woodworkers nor handy, thanks for nothing.

Posted by: ms sandy at May 15, 2008 12:28 AM in response to Cut a Cabinet in half

This is hilarious.

I'm 2:39, I have been a metal fabricator for almost twenty years, and I have spent a lot of years in woodshops.

I was sitting here thinking about writing a post apologizing for using the word stupid, and explaining to you exactly why nobody is going to take that job.

But I think I would rather have a good laugh at the haughty ignorance you have on display here, Ms. Sandy.

Have fun trying to find someone "skilled enough" to cut your cabinet in half...

Posted by: guest at May 15, 2008 11:38 AM in response to Cut a Cabinet in half

I'm 4:38, and a woodworker for 30 years...but I wouldn't take on your job...ever. No way it could turn out to my standards. Even if I was hungry, I wouldn't work for a biatch like you.

Posted by: guest at May 15, 2008 5:02 PM in response to Cut a Cabinet in half