megunski's Profile
Author's Posts
August 26, 2009
Mortgage broker for Refi?
Does anyone know if you can use a mortgage broker to refinance?
Author's Comments
There are donation bins at the Lowes on 9th.
Posted by: megunski at October 9, 2009 6:14 PM in response to Clothing donations?
The old owner wanted to stay in for 3 months past closing without a firm move-out date (they were renovating their new place) so we included a clause that said they needed to pay our living expenses at our old place, my commute costs (since it meant we needed to stay in DC and I was already working in NY), our mortgage and maintainence plus $100 a day to stay in our place after closing. They decided it wasn't worth it and moved out right at the closing.
We also included a clause about hauling out all of their junk including paint and other not easy to dispose of items.
Posted by: megunski at August 26, 2009 9:33 AM in response to What to Have in the Contract?
I second J & R- they gave me a better price than Lowes and installed it and the AC I bought from them. They can also recommend one for your space, usage, and price range.
Posted by: megunski at August 5, 2009 9:12 AM in response to Washer/Dryer Installation
I usually tip the same as with a yellow cab. On my trips to the airports this week I noticed that the 777-7777 guys both added on much more in tolls than what was necessary. I normally tip 10$ on airport trips but not when they try to rip me off.
Posted by: megunski at January 12, 2009 12:48 PM in response to Car service tipping
that's weird since I took the picture on monday morning.
Posted by: megunski at December 31, 2008 3:23 PM in response to Wednesday Links
I saw a guy get on a crowded F train with two tissues stuck up his nose. He let out a tremendous sneeze sending the bloody tissues to the floor. He just ignored the until the whole car made a stink and he picked them up, shoved them in his pocket and got off at the next stop.
Posted by: megunski at December 15, 2008 9:45 PM in response to Monday Blogwrap
Perhaps it belongs on this blog:
http://lovelylisting.blogspot.com/
Posted by: megunski at December 12, 2008 11:56 AM in response to Horror Show Friday
Wow- Thanks for the compliments. I shoot with a Nikon D70 or a D200. I inherited all the equipment from my father when he died this spring and just started shooting digital in early summer. I have an etsy shop- www.megunski.etsy.com - if anyone is interested and you can see all my good pics on my flickr page, just click through the picture.
Posted by: megunski at December 10, 2008 1:47 PM in response to Wednesday Links
GHB- Hopefully that won't be too soon! I did just go ice skating though!
Posted by: megunski at November 14, 2008 2:25 PM in response to Thursday Blogwrap
Brooklynista- I'm just setting up an etsy account. Email me at (megunski)
@ (gmail.com) and I can send you the information. Thanks for the interest, I'm very new to photography so its exciting to see my pics online!
Posted by: megunski at November 14, 2008 9:44 AM in response to Thursday Blogwrap
Oddly enough, I'm totally allergic to fall so I can't wait for all of these pesky leaves to be gone!
Posted by: megunski at November 13, 2008 5:36 PM in response to Thursday Blogwrap
Thanks everyone for your comments about the picture, it's hard to go wrong when the park looks so great. This is my 4th or 5th picture used in brownstoner (I just changed my screen name) and it's always fun to see my pictures on the blog!
Posted by: megunski at November 12, 2008 9:55 PM in response to Wednesday Blogwrap
Responses to Author's Forum Comments
OK, BHO, at this point you're starting to do shtick. Is this some sort of long-term performance piece?
Posted by: Rookie at August 26, 2009 1:54 PM in response to What to Have in the Contract?
No, Rookie, I'm not doing shtick. I'm seriously fascinated by people who buy in a rapidly declining market. What do you mean by long-term performance piece?
***Bid half of peak comps***
Posted by: Brownstones Half Off at August 26, 2009 2:04 PM in response to What to Have in the Contract?
long-term performance piece = the slow repetition of the same point again and again and again draining what meaning there may have been out of the words leaving us only to wonder god dear god when will this be over are the people sitting next to us enjoying this they can't be enjoying it can they yes yes I've heard you say it before you ask a question but there is no wish for an answer.
Of course that could be applied to pretty much this entire site now.
Posted by: Putnamdenizen at August 26, 2009 2:19 PM in response to What to Have in the Contract?
You think it's helpful to buyers for you to lurk on every forum and question whether they should buy? Do you honestly think that someone who has made the huge decision to buy a home is going to read your comment and say "Well, after months of thinking about this, talking to my family, looking around, talking to banks, etc, I was all ready to buy a home. Then some random dude on the internet really made me pause." I doubt it. I also doubt that anyone buying right now is going into it without knowing what the market looks like.
I made the comment because you seem like an intelligent person, but your comments seem so silly, so you must be, at some point, joking.
Posted by: Rookie at August 26, 2009 2:19 PM in response to What to Have in the Contract?
We bought our house from an elderly women who was in a nursing home. The house was full of antiques and we knew that her family did not want to take everything. To encourage them to leave as much as possible we deliberately left out the usual "broom swept" clause in the contract. The many good pieces left behind were well worth our extra effort in cleaning out the junk we allowed to be left behind.
Posted by: Bob Marvin at August 26, 2009 4:40 PM in response to What to Have in the Contract?
Thanks, Putnamdenizen @ 2:19. I learn something new everyday.
"You think it's helpful to buyers for you to lurk on every forum and question whether they should buy?"
Yes, Rookie. But for sellers, not so much. I might be random but I'm not alone in my argument. Let the buyer decide, not you.
"I also doubt that anyone buying right now is going into it without knowing what the market looks like."
Like that Italian condo owner in Bed Stuy who's story made the Times? Yeah, she was international but we have plenty of domestic shoppers who just "sheep" to the media "herdsmen".
I seem intelligent? Thanks. But why are my comments silly? Buying into a declining market is very serious. It's not too late for Williams to walk away if he's not getting a "good" deal or if he's not THAT happy with the house. Okay okay. I guess I'm wearing my homeprice activist hat and trying to catalyze the collapse. But if I can save a few people along the way, why not? Sick, right? But sick with purpose and service to the community.
***Bid half off peak comps***
Posted by: Brownstones Half Off at August 26, 2009 4:50 PM in response to What to Have in the Contract?
During the last big downturn in the market - late 1980's through early 1990's, I know several people who bought at different times with the market on the way down. NONE regretted it. They all had more choices than in an increasing market and didn't risk losing a place they wanted because of multiple offers. The market picked back up and surpassed what it had been when they bought. The only regrets were among those who didn't buy and were waiting for the bottom of the market. The only way to know that the market had bottomed out was after it started increasing and activity picked up. Then they had a hard time finding a place they wanted and if they did, there was competition from other buyers.
The only reason not to buy in a falling market is if you don't think you'll be staying long enough for the market to pick back up. (Not that anyone knows when that will be!)
There's a lot to be said for buying a home you love, regardless of the state of the market.
Posted by: the_why at August 26, 2009 5:53 PM in response to What to Have in the Contract?
OK - I feel bad that a legitimate post asking for advice has been (yet again) hijacked, but I will say my peace and speak no more forever. I don't mind (that much) your posting a variation of "all buyers right now are suckers" on HOTD or "Last Week's Biggest Sales," but this is a forum post from a guy (girl?) who is already buying a house. Given the wording of the post, I would imagine he/she has seen many, many of your posts and somehow has still come to the decision to buy a house. So what, then, is the point of you chiming in again here?
Posted by: Rookie at August 26, 2009 8:02 PM in response to What to Have in the Contract?
Rookie---thanks for your comments. Most people here have learned to navigate around this posters droning panic mongering but I appreciate a fresh voice of dissent
"There's a lot to be said for buying a home you love, regardless of the state of the market."--nicely said "why" and altogether too thoughtful for this discussion.
In re the topic at hand--definitely get hard dates for move-out, and contingencies of all sorts. I had to get my seller to write in a promise to get a recalcitrant tenant out.
Posted by: wasder at August 26, 2009 9:03 PM in response to What to Have in the Contract?
thank you for the remarks!!
BHO- this will be my only note for you because by responding to you I fuel your behavior-
for the sake of humanity, get lai*..... ASAP
Posted by: Williams at August 26, 2009 10:12 PM in response to What to Have in the Contract?

Ask the guys at J & R on 7th in Park Slope. The Kenmore Elite line was rated very highly by consumer reports and I think the more expensive one was $1400. The Kenmore has a convection oven if you like to bake too. We just bought the GE Profile and its not as powerful as the one we replaced but is still great.
We ordered ours through J & R and they had it there and delivered in a few days.
Posted by: megunski at October 20, 2009 8:09 AM in response to Help with stove/range