batfish's Profile
Author's Posts
December 14, 2007
A question about MOLD
Hey all, I'm looking at purchasing a building and moving into one of the apts. After I saw the building and before my offer was accepted the seller demolished the unit I was hoping to occupy. (this was fine, we were planning on doing the same). However the problem is when the demo crew did their work in the fall, they did not cap the radiator. As a result steam has been pouring into the space. Whats worse is that condensation has been collecting on the un-insulated bathroom vent (pictured here) that runs to the outside. (cold air inside + hot moist air outside = condensation which leads to mold.)
After informing the seller of this problem he immediately capped the radiator, thus removing the root of the problem the space is dry otherwise. I will require him to get a professional crew to clean up the mold.
My question is; if the moisture source is removed, the spores are cleaned up and all vents are insulated, will this mold be a recurring problem in the future?
November 18, 2007
insurance what should it cost?
Hey folks, if I were to insure an 7 res unit (and 1 store)4 story building. what should I expect to pay annually? The building is in cobble hill and was built in 1900 est. Good condition.
Thanks in advance.
October 3, 2007
Parking near Sackett St and Henry St
Anyone know of any off street parking facilities, personal garages, empty lot, etc that is for rent near Sackett St and Henry St? How much should i expect to pay?
Author's Comments
Serious? $23k exactly? Anyone want to help confirm this?
Posted by: batfish at November 19, 2007 1:55 PM in response to insurance what should it cost?
thank you 3:12.
Posted by: batfish at November 19, 2007 8:50 PM in response to insurance what should it cost?
thanks joe i'll be calling.
Posted by: batfish at November 21, 2007 4:37 PM in response to insurance what should it cost?
6:19 thats hilarious, "SOME HOMES INCLUDE REFRIGERATORS"
Posted by: batfish at January 16, 2008 8:38 PM in response to CRAIGSLIST CHALLENGE
Responses to Author's Forum Comments
All insurance policies are based on a number of factors, one of the most important is how much risk you are willing to take. In other words, what type of property & liability coverage you want to get.
You should call an independent broker (marsh or someone) to walk you though the process. Insurance is very confusing.
Lastly, be sure to get "flood coverage." Its cheap and doesn't jsut cover floods, but water perils, such as flooding due to a broken water main, boiler, etc.
Good luck.
Posted by: guest at November 19, 2007 3:12 PM in response to insurance what should it cost?
thank you 3:12.
Posted by: batfish at November 19, 2007 8:50 PM in response to insurance what should it cost?
no, not $23k... like one eighth that.
I just bought insurance for, remarkably, a 7 unit co-op in cobble hill. I did use a broker in long island, and got much better coverage at a much lower price than we had had for the prior 6 years.
Posted by: guest at November 19, 2007 10:09 PM in response to insurance what should it cost?
Marsh is the largest commercial insurance broker in the world, insuring fortune five hundred companies not small residential buildings in brooklyn. This site is very informative except for all the blatantly incorrect information.
Posted by: guest at November 20, 2007 5:25 AM in response to insurance what should it cost?
Hi Batfish,
I work for an agency in Long Island that writes a lot of Building insurance in Brooklyn and Queens. Jest last week we wrote a 7 family with a Jewelry store on the first floor in the 11209 zip code with a company we do a lot of advertising with. In this clients particular case, they decided to insure the 4800 sq foot building for $648,000 in Building coverage, the policy included Special Form(which means water damage is included, for example a pipe burst) loss of rents, equipment breakdown for the boiler, and $1,000,000 occurence $2,000,000 aggregate for liability. The annual premium is $2,268.09. Depending on what the store is we may not be able to write it with this company, for example a bar or restaurant or a deli with deep fryers/grills, but in most instances that is not a problem. As long as the building is an above average, well kept building, with circuit breakers it will have no problem qualifying with the company's guidelines. Please give me a call at 516 484-5200.
Thanks,
Joe
Posted by: ccpinsurance at November 20, 2007 5:15 PM in response to insurance what should it cost?
thanks joe i'll be calling.
Posted by: batfish at November 21, 2007 4:37 PM in response to insurance what should it cost?
does everyone feel better about themselves now?
Posted by: guest at January 16, 2008 10:18 PM in response to CRAIGSLIST CHALLENGE
Outstanding challenge "slick". Certain to garner a plethora of responses-sadly there will be countless to choose from! I personally don't have the stomach to comb through them all, but what's up so far are all worthy.
I think nycityguy9 is on to something with his post- the guy is absolutely classic (at least he SOUNDZ CLASSIC!)
And who, if anybody posting here has ever actually SEEN the one known as "Mordechai"? Would love some feedback on that...
Posted by: saint marks soul at January 16, 2008 11:07 PM in response to CRAIGSLIST CHALLENGE
OK No more mordechai for now....
http://newyork.craigslist.org/brk/rfs/541458842.html
I particularly enjoy how they point out how beautiful the house is, but accompany it with a pic of a hovel.
Posted by: slick at January 17, 2008 2:28 AM in response to CRAIGSLIST CHALLENGE
2:28 takes the cake. What the hell are you supposed to do about the plywood fence if you want to get into the property?
Posted by: Brooklynnative at January 17, 2008 12:00 PM in response to CRAIGSLIST CHALLENGE
thanks for the reply
Posted by: batfish at October 3, 2007 10:06 PM in response to Parking near Sackett St and Henry St