StuyMom's Profile
- 1999
- Brooklyn
- Bedford Stuyvesant
Author's Posts
October 22, 2009
Someone's Using My Address
Apologies if this is a bit off topic, but it is a homeowner issue of sorts: for the past week we have been getting collection calls (some recorded, some live) from "Ed Fund" about a "federal financial matter. They're looking for a person who does not live here and never has... however, she just happens to have the same last name as we do. And today I got two Sallie Mae bills for her in the mail. What gives? Our number is unlisted, although in this day and age it's probably easy for a person to dig up our name, phone and address. According to Sallie Mae, "Ed Fund" is not affiliated with them. This is two separate agencies looking for this woman, one of whom has our phone and the other of whom has our address. Should I be worried about this? I guess it's not an identity theft issue unless someone's using my name, but it makes me nervous to have our address and phone erroneously linked to someone else (with the same last name!) by collections agencies, plural. Did these agencies just get their wires crossed somehow, or is Miss X doing this deliberately? Could this mess up our credit rating? Any suggestions for how to proceed?
April 23, 2008
"Bedford District" about to be landmarked!
I just received a letter from my block association - or actually, a consortium of nearby block associations - telling me that several blocks in the Southwest end of Bed-Stuy are currently being considered for landmark status: Halsey between Bedford and Nostrand, Hancock between Bedford and Tompkins, and Jefferson between Nostrand and Tompkins. There's a community meeting coming up for local residents to ask questions about the landmarking process. Since I won't be able to attend the meeting, I was wondering if any readers had information to share about this process... pros, cons, what to expect. I am very pleased that the buildings around here will be protected (assuming of course that the landmarking goes off without a hitch), but I'm wondering if we should try to complete exterior work on our building now to avoid the hassle of getting landmark approval later... stuff like that. Thanks in advance for any input.
Author's Comments
If it were me I would probably talk to the landlord and negotiate for one of those bedbug sniffing dogs to come and screen the place. I think Assured Environments and Bell Environmental are the two local companies who have these dogs. They are pretty amazing, trained just like drug sniffing dogs. It's a few hundred bucks so not to be undertaken lightly, but if I were the LL I would probably be willing to shell out ... if indeed there was a past bedbug issue in the apartment, he'll need peace of mind about it as much as you will.
Posted by: StuyMom at November 3, 2009 5:27 PM in response to Bed Bug Early Detection
Thanks brownstoner readers. You guys are the best. I'm very relieved to hear this is a common thing and my paranoia is unfounded. I didn't know collection agencies took such a scattershot approach!
Posted by: StuyMom at October 22, 2009 5:10 PM in response to Someone's Using My Address
Thanks, both of you. Denton, that is horrible about your daughter's job. I will check our credit report, but I'm a little worried about that because I've heard (maybe this is not true?) that getting a lot of credit reports can cause your credit score to go down...
It's especially weird because this is only a 2-family building and we have never gotten anything for this person until this week. We've been here 5 years and the previous owners were here for 30.
Posted by: StuyMom at October 22, 2009 4:06 PM in response to Someone's Using My Address
Susan Cornicello - don't have her contact info but you can google her. Good luck.
Posted by: StuyMom at September 30, 2009 9:39 PM in response to Non-Payment of Rent
Are you SURE you want to sell it??? Looks like a great built-in changing table to me!
Posted by: StuyMom at September 30, 2009 9:27 PM in response to Butler's Pantry for Sale
Try Van Dyck Restorers (sp?), Renovators' Supply - google them, they're online sources. In one of them I know I've seen "antiquing" fluid specifically for this purpose, and perhaps also a separate fluid to strip the lacquer. Maybe this is the same as the "dulling" spray others have mentioned, but I think it might be a different product and perhaps worth a look. If you don't feel like doing the work yourself, I once spoke with a guy at www.antiqueplumber.com who said I could ship him any fixture and he would change the finish - e.g. from chrome to antique brass in my case, so very likely they could help you.
I hate shiny brass too - at least in houses where everything else looks old. I had to look high and low to find an uncoated brass faucet that would age attractively. My dad thinks the idea of buying something that will tarnish ON PURPOSE is nuts.
Posted by: StuyMom at September 25, 2009 8:23 PM in response to Toning Shiny Fixtures Down
Could you find something for your price range near the F in Windsor Terrace?
Posted by: StuyMom at August 25, 2009 3:12 PM in response to what to do with all this equity?
I have used Eddie too! He is wonderful - polite, efficient, well-priced and a gentleman. He and his crew work unbelievably fast.
Posted by: StuyMom at August 25, 2009 3:09 PM in response to A Great Landscaper
I'm confused... the realtor's website has both 141 Hancock and 148 Hancock listed, and in the photos they appear to be the same house.
Regardless, I'm a big fan of this area. Not Stuy Heights but landmarking is in the works (I believe as "Bedford Historic District"). And you're one express stop closer to the city, plus Clinton Hill is within walking distance... I'm not sure by how much since the borders of CH are apparently quite elastic according to realtors! But I've generally heard that CH ends at Classon, although some say it ends at Franklin. The Western end of Hancock Street begins at Franklin (right at the Bedford Library, which is a building I love).
Posted by: StuyMom at July 20, 2009 9:53 PM in response to House of the Day: 141 Hancock Street
mopar, are you sure they removed walls? I've only taken a cursory glance at the floor plans but since this is a center stair brownstone I wouldn't expect the typical original layout...
Posted by: StuyMom at July 8, 2009 3:58 PM in response to House of the Day: 448 6th Street Revisited
I heard that if you put out shallow dishes of beer for the slugs they will crawl in and drink themselves to death. I haven't tried this out yet though...
Posted by: StuyMom at July 5, 2009 8:10 AM in response to critters getting to herbs/fruits
Kalfaian (sp?) did a great job on ours, and if I recall the methods they used were extremely nontoxic - i.e. soap and water and sunlight. They picked up and delivered and rates were reasonable.
Posted by: StuyMom at July 4, 2009 4:47 PM in response to Area Rug Cleaning?
Sorry, bkoriginal, but I have to give a dissenting opinion here. We've been raising our family in Bed-Stuy for the past 5 years and we love it here. We never considered looking in Bay Ridge... an hour long commute to Midtown would be a dealbreaker for us. Here we are right by the Nostrand Ave. stop on the A train, which is about a 30 minute ride to 42nd St. There are some lovely blocks around here comparable to the ones around the Utica Ave. stop.
I will give Bay Ridge its props though: I love the Century 21 they have out there! Same stock as Manhattan but so much less crowded.
Many people have an outdated view of Bed-Stuy. It's a huge neighborhood. There are certainly some sketchy parts in the northern end, but the southern end is mostly quiet and safe, with gorgeous housing stock and good subway access. As with many Brooklyn neighborhoods (dare I say most Brooklyn neighborhoods?), you do have to be willing to spend some time researching school options. In addition to the local schools that others have mentioned, there are several public charter schools that either serve all of District 13 or all of Brooklyn. We ended up in one of these.
Posted by: StuyMom at June 25, 2009 3:59 PM in response to Townhouse for $600k?
You said, "I want to buy a 3-family with a finished basement, effectively giving me 4 units. I would live in the basement apartment, and rent out the other 3."
I think this is why PutnamDenizen et al. assumed your basement apartment would be illegal. The basement vs. cellar issue is beside the point. Anything in violation of the C of O - like 4 families living in a 3-family building - is illegal. And I believe (although you should check with someone more knowledgeable to verify this) that if you are using any portion of the building illegally, a savvy tenant can use that as a legal excuse to stop paying rent. So be careful.
Posted by: StuyMom at June 17, 2009 7:51 PM in response to Seeking Advice on Multi-Family
If the party hosts are renters, you might want to contact their landlord.
Posted by: StuyMom at June 7, 2009 12:20 PM in response to Noise Until 5:30am
Misty B, I just want to add that it's important to go off of your impressions of the neighborhood NOW rather than projections of what you think it might be someday. Crown Heights has a lot to offer right now, and if you can appreciate that then you'll probably like living there. But if you're thinking, "This could be nice someday when there's a Starbucks close by" then it's probably not for you.
Posted by: StuyMom at June 1, 2009 3:52 PM in response to Crown Heights Safe?
This is a bit frightening to me. How small do you think a skylight would have to be to make it impossible for a burglar to fit through?
Posted by: StuyMom at May 23, 2009 11:27 AM in response to increase in apartment break-ins?
Just curious: why do you want to get rid of the moss? I think mossy old bricks are so beautiful. They do get slippery though.
Posted by: StuyMom at May 12, 2009 12:25 PM in response to Removing Moss from Brick Patio
Ramona, I'm also wary of vilifying someone online which is why I was careful to make clear that everything I was posting was hearsay. However I think that when it comes to schools it's important for parents to gather and share as much information as possible (while noting that some information comes from iffy sources) so that's why I posted. I think brownstoner is a perfectly fine place to discuss Brooklyn schools. I agree that the poll is tacky and I also think your firsthand observation is more valuable than my collected hearsay. That being said, the overall picture that's developing seems consistent with much that I've heard: that he's an effective principal who simply does not click with parents who are seeking a more progressive educational style.
Heather - maybe I don't frequent the same playgrounds that you do (we go all over Bed-Stuy/Clinton Hill/Ft. Greene) or maybe I do at different times, but I usually see tons of parents. I hear you about the "helicopter parenting" that plagues our generation. But parent involvement over the course of many years is probably the #1 reason that a lot of formerly struggling Brooklyn public schools have gradually turned into places you'd want to send your kid. Organized and committed parents also fixed up Underwood Park years ago and organized the Halloween Walk, just to name a few neighborhood amenities.
Posted by: StuyMom at April 10, 2009 8:27 PM in response to Time for PS 20 Principal to Get The Boot?
If a few negative, anonymous comments about us on message boards were considered just cause for termination, then I doubt any of us would have jobs!
My impression of PS 20 is based solely on hearsay from the FGKids yahoo group, insideschools. org, and parents in the neighborhood. I have never visited the school, nor have I met the principal in question.
Here's the highly subjective impression I've gained from these sources: this principal seems to have made some tangible improvements to PS 20 during his time there. However, he appears to have had difficulties working with the PTA and harnessing the energy of parents who wanted to contribute time, ideas, or money to the school. Contrast that with PS 11, where everyone always notes how welcoming and accommodating the new principal is. As a result, a lot of newer neighborhood residents are choosing PS 11.
Community Roots has become so sought-after partly because the administration encourages tons of parental involvement. Parents there are constantly visiting in the classrooms, volunteering, fundraising, lobbying elected officials, even teaching elective workshops for the kids. It's a big pool of free and enthusiastic labor.
A vocal, committed body of parents can be a great resource for any school. A few years ago there was a wave of such parents who wanted to roll up their sleeves at PS 20, but some of them seem to have felt stymied by the principal's authoritarian style. The new G&T program will probably bring in another wave, however. It will be interesting to see if he is more inclined to work with these new parents. I'll bet the pressure to do so will be strong.
Posted by: StuyMom at April 9, 2009 11:17 PM in response to Time for PS 20 Principal to Get The Boot?
We had a suspected bedbug infestation once... my daughter was getting clusters of bites, but it turned out to be something else fortunately! As I recall there is a LOT of information online that you can find. We had the beagle come in and do a sniff - I think the company we used was called Assured Environments, although there are a couple of different companies in NYC that offer "canine screening". These dogs are trained just like drug sniffing dogs - pretty amazing. It was 100% worth it for the peace of mind. So I'd do that first if I were you. At least then you'll know for sure whether you really have that problem, and you'll also get a sense of exactly where the infestation is concentrated.
Posted by: StuyMom at April 2, 2009 8:42 AM in response to non-toxic BED BUG extermination?
Welcome! You'll love it here.
Posted by: StuyMom at March 14, 2009 11:06 PM in response to Buying in Bedford Stuyvesant
I like this discussion. So far it seems very level-headed. McKenzie, it really does not take any "guts" at all to live here on a friendly, stable block full of longtime residents. And I do have school-age kids. As far as what Bed-Stuy needs, I think cmontgom said it best: new businesses have to hit that sweet spot of catering to both old and new residents. We could still use a nice basic diner or two. Super Food Town is great, and Restoration Plaza has a lot of potential if they ever get around to redeveloping it to be more accessible to foot traffic. I have a lot of love for this community. I do wish there was not quite so much litter on the sidewalks, and more landmarking to protect some historic blocks that are currently vulnerable.
Posted by: StuyMom at March 3, 2009 1:56 PM in response to Changes in Bed Stuy
Some of the companies that make custom wood radiator covers also make attractive wood covers for baseboard heaters. That's probably what I would opt for in this instance.
Posted by: StuyMom at December 16, 2008 2:29 PM in response to Co-op of the Day: 195 Prospect Park West
Nice Job Amzi! If you don't mind my asking, how did you find all the data on the inhabitants? Is the Brooklyn 1910 census searchable online?
Posted by: StuyMom at December 14, 2008 10:57 PM in response to I.D. This Photo, Win a Book
Forgive my ignorance, but do these permits cover renovation of existing buildings, or just new construction?
Posted by: StuyMom at November 3, 2008 12:42 PM in response to Brooklyn Building Boom Healthier in 2008 than 2007
dave... I have heard nothing, but I'm quite a bit west of Stuy Heights. I was bummed when Foccaccino closed, even if their pizza was kinda doughy.
Posted by: StuyMom at October 30, 2008 2:24 PM in response to "Tuscan" Townhouses Coming to Red Hook
Obama has his "body man" select all his music and load his iPod. I actually think this kind of makes sense for busy people. I'd love to have someone with great taste curate a bunch of new music for me. But I'd try to wheedle it from my friends and family for free...
Posted by: StuyMom at October 30, 2008 11:30 AM in response to Music: The Final Frontier of Outsourcing for the Home
SnarkSlope, I think you mean Klassy.
Posted by: StuyMom at October 30, 2008 11:24 AM in response to "Tuscan" Townhouses Coming to Red Hook
No worries, it's an adorable house. Glad to see it getting some more love.
Re: the inside, I've seen it and it needs major work on 3 of its 4 floors, but the parlor floor is a nicely renovated stand-alone apartment so an owner would have somewhere to live while doing the reno. Plenty of details to restore. I posted more observations in the original HOTD thread.
Posted by: StuyMom at October 28, 2008 1:46 PM in response to House of the Day: 206 208 Hancock Street
Wait a sec... you had 208 Hancock as the HOTD back in August. Is 206 for sale too? Or is there perhaps some confusion due to the placement of the For Sale sign?
Posted by: StuyMom at October 28, 2008 1:25 PM in response to House of the Day: 206 208 Hancock Street
"Pierre" mirrors? Nice.
Posted by: StuyMom at October 20, 2008 2:29 PM in response to House of the Day: 617 8th Avenue
Oh, and sorry to hear about your lost gig, Bayridgegirl.
Posted by: StuyMom at October 17, 2008 8:17 PM in response to Open House Picks
Bayridgegirl, the house I'm talking about is 208 Hancock - it was HOTD a couple of months ago. It looks like they've lowered the price and they're having another open house this Sunday. If you go, I'd be interested to hear your thoughts... mine are in the original HOTD thread. Enjoy!
Posted by: StuyMom at October 17, 2008 8:16 PM in response to Open House Picks
One of my favorite Flea vendors, Keep It Moving Design (aka Kimberly Hamlin) has one of her knitted trees featured in the current issue of Time Out NY - check it out!
Posted by: StuyMom at October 17, 2008 5:04 PM in response to Closing Bell: Flea This, Flea That
Bayridgegirl - have you looked at the house on Hancock St between Nostrand and Marcy? There are actually 2 houses on that side of the street for sale, but the one I'm talking about is a super cute brick 3-family. Needs major work on 3 of its 4 floors, but the parlor floor is currently a separate apartment in move-in condition, so it would be perfect for a couple or single looking to live while renovating. I looked at it on behalf of a friend. I forget the realtor, it is a small-time one - Weichert? Something that starts with W.
Anyway, southwestern Bed-Stuy is just a couple blocks away from Clinton Hill and is both safer and more attractive than the eastern parts of CH, in my opinion. This block has some wonderful long-term residents who maintain their homes beautifully. Plus you've got the A express train instead of the poky C or G.
Posted by: StuyMom at October 17, 2008 4:25 PM in response to Open House Picks
Just googled and found the following:
"Summer covers, or summer doors, were originally used as a means of closing off the fireplace and chimney before dampers were invented. The door allows you to seal off the fireplace when a fire is burning down to embers, or when the fireplace is not in use to help prevent heat loss up the chimney."
To the What: what was your address on Hancock St? Just curious.
Posted by: StuyMom at October 16, 2008 3:39 PM in response to Form is lovely, but what about function?
Brownstoner, I think you're fab, but reporting the discovery of human remains and then immediately asking what that will mean for a real estate listing is just not cool.
Posted by: StuyMom at October 15, 2008 2:07 PM in response to Human Remains on Fort Greene Park
LC Arnett, that is beautifully said.
Posted by: StuyMom at September 24, 2008 5:00 PM in response to New Bed-Stuy More Like Old Bed-Stuy?
la di da di, if you'll stop clutching your pearls long enough to read the rest of my post, you'll see that I was not dismissing all the neighborhood schools. I'm merely giving you a couple of examples of people who bought here and made certain educational choices for their kids. I am a hardcore comparative shopper in all respects, and no matter what neighborhood we lived in I wouldn't have simply marched over to my neighborhood school and signed up; I would have researched a bunch of options and tried to make an informed choice.
You seem to believe that buying here is an act of parental irresponsibility. Do you honestly think it's that simple? You have to weigh a lot of factors that impact your children's quality of life, such as having space to play in, space to host extended family for holidays, maybe even a backyard; not to mention financial return on investment, which has considerable impact on my children's future. Why this obsession with judging other people's choices? Obviously we're all doing the best we can.
Posted by: StuyMom at September 24, 2008 3:30 PM in response to New Bed-Stuy More Like Old Bed-Stuy?
Tybur6, I agree with you that the flippancy about income sometimes heard on this board is offputting... the whole mindset of "If you don't make $100K in NYC you're just not trying" really pisses me off. I'm just saying that I think there are a lot of folks like us with post-bubble buying power unrelated to their annual income, even nowadays; and the hypothetical "young family" is often not a first-time buyer. Starter apartments give you a leg up.
Posted by: StuyMom at September 24, 2008 3:00 PM in response to New Bed-Stuy More Like Old Bed-Stuy?
la di da di, if you have been following the news you may have heard how families who bought in Tribeca specifically for the schools are finding that the school doesn't have room for their kids. Parents in other hot neighborhoods are also struggling with school overcrowding. Any parent in NYC who wants the best education possible for their kids needs to be prepared to hustle, I don't care where you live. Our kid goes to a charter school in a nearby neighborhood. Another Bed-Stuy family I know sends their kid to PS 11 in Clinton Hill. But this is not meant to dismiss the schools here, because there are a couple of well-regarded charter schools in BS too, and a new school that just opened called the Brooklyn Brownstone School. Plus some parents are now banding together to start a new middle school called the Hurston School.
I don't have the energy to get into the racist implications of your stupid post.
Posted by: StuyMom at September 24, 2008 2:05 PM in response to New Bed-Stuy More Like Old Bed-Stuy?
Tybur6, we are a family with young kids and arts jobs, so we fit this putative demographic. We don't come from money, but we were able to afford a house in Bed-Stuy because we previously had a small apartment that quintupled in value during the bubble years. We can't be the only ones with capital from such a source.
Posted by: StuyMom at September 24, 2008 1:40 PM in response to New Bed-Stuy More Like Old Bed-Stuy?
A shell on Verona Place for $200K?!! That street is adorable, and steps away from the A train. Anyone care to estimate what the construction costs would be to make a shell habitable?
Posted by: StuyMom at September 24, 2008 1:36 PM in response to New Bed-Stuy More Like Old Bed-Stuy?
Having street visibility for the businesses will be such a welcome change. The current layout is so bizarre.
Posted by: StuyMom at September 23, 2008 12:17 PM in response to The Restoration of Restoration Plaza
Hooray for Brownstone Books! That place is a treasure.
Posted by: StuyMom at September 23, 2008 9:35 AM in response to The Borough of Mom and Pop Shops
A few months ago I saw a heron or egret have itself a very expensive koi breakfast at the Brooklyn Botanic Garden.
Posted by: StuyMom at September 2, 2008 4:49 PM in response to Koi Pond Mystery
In case anyone is still checking this thread, here's a candid report from the open house last Sunday. I stopped by mostly out of curiosity, although I am keeping an eye out for investment property. This house is full of unusual and charming period details: beautiful fireplace surrounds, window surrounds, tilework, built-ins, etc. It was clearly used as an SRO at one point ... realtor says the C of O is 3 family, so perhaps it has been legally changed, but be sure to verify that if you make an offer. The parlor floor has been renovated into a cute apartment (nice reno, not a "developer's special"). The other floors all need substantial work. This house could work well for a young couple who's willing to live on the parlor floor while renovating the other floors. Linoleum on the stairs and in the hallways... this is usually good news, because the original flooring often stays well-preserved underneath. Clearly there was a bad roof leak at one point (perhaps still?) and there's some sagging that I would personally want a structural engineer to look at. Yet in spite of all that, I was really drawn to this place. I hope it gets bought by someone who wants to make it their home, because the details cry out for loving restoration. There are fun little archeological surprises everywhere. It's not for the faint of heart, but in the right hands it could be a really charming owner's duplex with two floor-throughs above, or owner's triplex with a garden rental.
The block has an active block association and a large proportion of lovely, community-minded residents. There are a few blighted-looking houses, but most are very well-kept, with pretty front gardens, and several are downright immaculate. It's in the proposed landmark district.
Posted by: StuyMom at August 19, 2008 10:03 AM in response to House of the Day: 208 Hancock Street
OK Dave, I'll just keep nagging you on a quarterly basis about when you're going to start delivering. (Moms are good at that.)
Speaking of Common Grounds on Tompkins, it's a great little spot but I wish they didn't always have the TV on. Televisions belong in bars, not coffee shops IMO.
Posted by: StuyMom at August 14, 2008 1:57 PM in response to Bed-Stuy Gets a New Cafe
Responses to Author's Forum Comments
Revised link for FTC info and credit reports: http://www.ftc.gov/bcp/menus/consumer/credit/rights.shtm
Posted by: vinca at October 22, 2009 4:57 PM in response to Someone's Using My Address
Thanks brownstoner readers. You guys are the best. I'm very relieved to hear this is a common thing and my paranoia is unfounded. I didn't know collection agencies took such a scattershot approach!
Posted by: StuyMom at October 22, 2009 5:10 PM in response to Someone's Using My Address
When you get your credit report make sure you don't accidentally "allow" them to take money out of your bank account for any kind of "protection". One of my friends did that and now she is seeing that charge on her debit card every month, with of course nobody that can be reached at the agency... I googled that problem and found quite a few complaints!
Posted by: coopfornow at October 22, 2009 5:38 PM in response to Someone's Using My Address
Check your credit report! We had the same calls and letters for awhile and never thought much of it until we tried to purchase a vehicle and got denied tier 1 financing--which we figured we were eligible for based on earlier credit reports. We found out that the person with the same first and last name as my husband (different middle name) is a pretty bad guy (he's wanted for felonies and assaults) and it eventually affected our credit report. It has taken weeks to correct and we're not sure if its fully done.
Posted by: ilikeslices at October 22, 2009 6:25 PM in response to Someone's Using My Address
The next time you get a phone call from the bill collectors, simply tell them they no longer have your permission to call your number. By law, they must stop calling your number as soon as you tell them that. I am not 100% sure but the same may apply for the collection notices you receive in the mail.
Posted by: InsertSnappyNameHere at October 22, 2009 7:12 PM in response to Someone's Using My Address
Agree with Vinca. You need to make sure this is just some kind of weird coincidence and that you're not a victim of identity theft.
You can check your credit report for FREE once a year, from equifax or one of the other companies. Don't pay for any upsells--it should be totally free.
You might also want to put a freeze on your credit report. This means no one can run a check on your credit until you unfreeze it. Which is useful because if someone has stolen your identity and tries to open up a credit card, the credit card company will run the credit check, see the freeze, and refuse to issue a card. Downside is you have to remember to un-freeze it if you want to do anything that requires your credit--but that's for things like credit cards and buying a house, so it's not like you shouldn't remember. Information on how to do this is here:
http://www.consumersunion.org/campaigns/learn_more/003484indiv.html
And to make these calls stop, you should tell them you are not this person, and if they harass you, they're actually financially liable:
http://consumerist.com/5031790/psycho-debt-collectors-will-not-stop-calling-me-about-someone-elses-debt
Posted by: bkrules at October 22, 2009 8:33 PM in response to Someone's Using My Address
You can get your credit report 3 times a year - utterly free - one from each agency.
www.annualcreditreport.com
Posted by: Arkady at October 23, 2009 9:27 AM in response to Someone's Using My Address
Sometimes when a person seems to disappear off the face of the earth, their creditors start looking for them and find people with similar names. I used to get calls at work from my bank about someone with almost the same name who was not paying his mastercard bill. Eventually they realized they were calling the wrong person. I actually use a credit monitoring service offered by Bank of America - it gives me peace of mind knowing that I'll get an e-mail every time there's a hard inquiry on my credit report, and they send me a full report quarterly. Maybe it is a waste of $12.95 a month, but what the hell, it's less than the cost of a bottle of mediocre wine.
Posted by: bohuma at October 23, 2009 11:01 AM in response to Someone's Using My Address
This is a little different, but has some similiarities. I used to come home every day to dunning phone calls from the Municipal Credit Union for a person who used to have my telephone number. It went on forever, despite my attempts to contact them and get my number off their list. It was driving me nuts and when the people started getting nasty to me, I decided to really give them a hard time. I contacted the NYC Department of Consumer affairs who registered the complaint and then told me to write to the NY State Banking Department. I finally wrote a letter to the NY State Banking Department. I got a letter back from them and then a letter from the president of the freaking MDC saying sorry, blah blah blah. And it finally stopped. But for you, it is definately possible that you could be incorrectly tagged with this problem. You should complain to NYC Consumer Affairs, the NYS Banking Department, check your credit reports (three agencies) and if it persists, write letters to the three credit unions telling them of the possible confusion. Good luck.
Posted by: donatella at October 23, 2009 11:54 AM in response to Someone's Using My Address
Like Donatella, we have a different but similar problem. The ne'er do well son of the former longtime owner of our house (now deceased) who hasn't owned or lived here in several years still to this day puts our address as his, with the DMV, with car rentals, with Social Security, child support and employers. And the mail always somehow looks like he's in trouble for something at any given time. I put each and every piece of mail back, with "return to sender, incorrect address, please correct your records" on it but the mail for him still comes in waves every once in a while. I just can't believe places like the DMV don't make sure a home address is correct - don't they require a utility bill in their name or something?
Posted by: traditionalmod at October 23, 2009 12:07 PM in response to Someone's Using My Address

Go to your landlord armed with statistics about how long bedbugs can hide out in a vacant apartment - I can't remember the answer but you should google it. It might be a year or more. He should really cover the cost of the dog himself, but if he balks at that, propose that you each pay for half of it. On the other hand, it's a renter's market right now and you would have no trouble finding another place, so maybe you just don't need this hassle! Mr. "I Cleaned It Real Good" doesn't sound like a prize.
Posted by: StuyMom at November 4, 2009 10:09 PM in response to Bed Bug Early Detection