Painter Needed

I have used Astoria Federal Savings for a home equity loan. I just received it. The were wonderful. They gave me personal services and were fast. They even called to see if I was satisfied. Also they were about 1.5% & less than Chase and Citibank. The max. they they lend is $200,000.

Posted by: MMintz at November 11, 2009 12:00 PM in response to Home Equity Line of Credit

Use Transcend Construction. i just had work done last week and they were GREAT. They advertise on this site.

Posted by: MMintz at September 23, 2009 1:46 PM in response to Pointing Brickwork

I am a interior designer in Park Slope. My project run from consulting on furniture layouts and paint colors to full renovations. My web site is www.melaniemintzdesign.com.
Melanie

Posted by: MMintz at September 23, 2009 1:39 PM in response to Interior designers?

I have used them. They come right away but are expensive.

Posted by: MMintz at September 17, 2009 9:06 AM in response to Blaze Electric?

I am also an interior designer with alot experience in Interior design based in Park Slope. I also great discounts on furniture plus work within your budget for design and furnishings. I also have a web site. www.melaniemintzdesign.com

Posted by: MMintz at September 8, 2009 1:22 PM in response to Affordable Interior Design

I am an interior designer, who works with a registered architect. If you need any help in your new house, please view my web site. www.melaniemintsdesign.com.
I get great savings on furniture and materials. I have also designed several kitchen and bathroom working within a client's budget.

Posted by: MMintz at August 27, 2009 10:15 AM in response to What to Have in the Contract?

the why,

You're comparing a microbubble (NY Case-Shiller only dropped -15% though larger drops have been reported) to a massive, unprecedented, once-in-a-lifetime, economy driving bubble (NY Case-Shiller ALREADY down -20% and showing no long term signs of recovery). The latter saved them from a little bit of pain and put a lot of paper equity on their books. But they WILL regret it (or ARE regretting it - when was the last time you spoke them?) if they don't (or didn't) cash out and realize the returns.

Your statement about those who waited for the bottom and regret not buying does not make sense to me. I know people who bought in the mid 90's and had a hard time making up their mind which property they wanted. The bottom lasted five years. That is a tremendous amount of time to find a house. I personally remember back in the late 90's, while searching for an apartment, realtors all over me trying to get me to buy but I wasn't sure if I wanted to remain in NYC and had an unfavorable debt/income ratio at the time anyway (pulse wasn't enough - we're now back to those lending standars!). RE changes very slowly. You are not going to go from fear (little or no competition) to greed (fierce competition) in the course of a few months or even years. And even so, how are you not going to regret buying near the peak of the largest housing/refi/credit bubble in modern history (or effectively doing so by having refi'd back up to 100% LTV or more) only to sell at an almost certain loss (real 2009 dollars or from whatever year you bought in)?

"The only reason not to buy in a falling market is if you don't think you'll be staying long enough for the market to pick back up. (Not that anyone knows when that will be!)"

True but long enough means that you will survive another 100 years or so from now and we all know that is literally impossible and, at that age, wouldn't matter anyway. Again, this is a once-in-a-lifetime boom/bust. You will not see 2006-2009 prices again, in your lifetime, in 2009 dollars. Inflation will make things return nominally but by then a loaf of bread will be $50. Sure, these are predictions and not facts but the likelihood is very strong. You have to understand the time value of money.

"There's a lot to be said for buying a home you love, regardless of the state of the market."

Listings and shadow inventory are full of owners who once said the same thing.

***Bid half off peak comps***

Posted by: Brownstones Half Off at August 27, 2009 12:30 PM in response to What to Have in the Contract?

"So what, then, is the point of you chiming in again here?"

As stated above, Rookie, my fascination with why people buy in this environment and a warning if they are misinformed.

Thanks, Williams. I will get laid as soon as the rag is off. It appears that you are confident about your proposed purchase so good luck.

Oh, look at MMintz at 10:15! An "ambulance chasing" architect (no pun, just making a point). Reno prices MUST be dropping!

***Bid half off peak comps***

Posted by: Brownstones Half Off at August 27, 2009 12:38 PM in response to What to Have in the Contract?

Well, I've put some offers in on houses this week, but they are houses in Ditmas Park at a substantial discount from peak comps.

Not quite 1/2, but still pretty good.

Posted by: slick at August 27, 2009 1:47 PM in response to What to Have in the Contract?

Just a thought - there are a lot of student designers that would maybe work with you for a discounted rate so they could have something to add to their portfolio. They probably would not be able to get you discounts but if you are only talking about layout, etc, that wouldn't hurt your bottom line.

Posted by: bedstuytownhouse at September 23, 2009 2:35 PM in response to Interior designers?

Your situation sounds just like mine when I first moved to Brooklyn.

You should call Serra Hirsch. 718-986-1993. She helped me weed out some furniture that needed to go. She made the artwork I already had work with the new space. And, she kept an eye out on craigslist for new pieces I needed...because she knew I was on a budget. My place gets more complements than I can handle...and I can't take any credit.

Tell her you got a reco from Shawn

Posted by: Shawnshawn61 at September 23, 2009 3:56 PM in response to Interior designers?

Hello, Lots of my clients do some of the work themselves.. just need help making a plan and figuring out where to find things. My website is www.janeinteriorsnyc.com. Please feel free to call. I offer a free consultation. Jane

Posted by: janeinteriorsnyc at September 23, 2009 6:32 PM in response to Interior designers?

Hello my name is Dan and I am a licensed contractor I am local and I can help you if your project is still open give me a call I can be reached at 718 919-7794 or 718 902-9213 and 646 726-0475 so we can discuss it further.

Thank You,
Dan.

Posted by: superdee01 at September 23, 2009 9:26 PM in response to Pointing Brickwork

Rafique i a well known contractor in Park Slope, hes does great work.
718-791-1179

Posted by: tanive at September 25, 2009 11:02 PM in response to Pointing Brickwork