Looking for some good design/build guys

I am a co-op owner in Brooklyn and just got a card from ING Direct--the Orange Mortgage has a 5.25% rate/ 6.03 APR/0.00 points.

Posted by: Crumpler at October 29, 2008 10:11 PM in response to What Mortgage rates are you seeing?

ING doesn't do mortgages on co-ops. Too bad.

Posted by: Ringo at October 29, 2008 10:17 PM in response to What Mortgage rates are you seeing?

Check this out! The reason I called bullshit on Adam was because most of the insane mortgage products are GONE! Now Adam works for a "Mortgage Banker" huh? Why can you post some of your products here and tell us what you have Adam?

Now Lookie here

"720+ fico 20% down loan amount under 417k.
Vanilla 30 yr Conforming Fannie fixed rates."

What the fuck is this going to buy here Adam??!!!! I tell what, NOTHING, NADA, ZERO.
Most of "Brownstoner Brooklyn" needs Non-conforming Mortgages or Jumbo's.

The only way you are going to get get rates is

1. The Government is making Banks loan money to fucking Asshats to buy over priced real estate.

2. To make sure Josh and Megan can keep that 700k 1 bedroom Condo.

3. Make sure that Asshats like Wasder can stay on the Habitrail and make mortgage payments. Still being a debt slave!

4. Lying scam Assfuck Mortgage Broker, Loan Officers, Real Estate Brokers and Agents can keep the insanity going.

You see Adam if I was you I would've post a rate spread to the forms in a heartbeat but since you have NOTHING, that makes you a scumo fucking asshat.

You got POOWED!

Tell us what you got ADAM!!!!!!

The What

Someday this war is gonna end...

Here why you are at it please read this story. This the most insane period in history!

We Can Keep People in Their Homes
Let lenders profit later for easing terms now.

http://online.wsj.com/article/SB122523972217878309.html?mod=googlenews_wsj

"The world's turned upside down. For generations of Americans, family homes were assets to be bequeathed to our children. Today, instead, we are proposing to leave them billions of dollars in long-term debt issued by the federal government to prop up a housing market gone bad. This is unfair."

By the time this shit is over the United States of America will be fucking Bankrupt!!!

Posted by: what at October 30, 2008 2:42 AM in response to What Mortgage rates are you seeing?

Hey Adam, I still waiting!!!! You know for that answer... About your "products"? Yeah after you take the harpoon out your neck, give me a call. Latter hommie...

The What (Yes it's your boy!)

Someday this war is gonna end...

Posted by: Return of The What at October 30, 2008 12:09 PM in response to What Mortgage rates are you seeing?

OK. this is my lat post on this topic as you are a troll and this will just keep going on an on.

I quoted a conforming loan amount ala 417k or less because that is what the OP wa clearly asking about. She said that she got quoted 6.375% yesterday and I agreed with her. I told her that rates were 6.125%-6.375% which is accurate. I don't have the ability to post rate sheet because we do not make rate sheets. We don't have a use for them.

I get other bank's rate sheets every day and I assume that your fowl mouth ass does as well. So Mr. smarty pants why don't you take a look at Bank United's rate sheets. 6.125% at par.

So why don't you take this a shove it up your fowl mouth asshat?

Loser

There are plently of people in brownstone brooklyn that have conforming loan amounts. I closed 3 loans in Brooklyn last month with loan amounts less than 417k and I have another 2 in contract currrently. People buying a 500k condo or coop putting 20% down are at 400k. What don't you get What?

Posted by: Adam Dahill at October 30, 2008 1:13 PM in response to What Mortgage rates are you seeing?

"I get other bank's rate sheets every day and I assume that your fowl mouth ass does as well. "

Whoa Homeboy, did you write this? "I work for a bank that has been in business for 20 years. We were not a subprime bank so what's your problem?"

What are you doing with another bank rate sheet if you are a "direct lender"?

Plus why don't you post some of your products here so maybe you can help someone?

I think this is a great question Adam. If you have these thing and making money (NOT), then share some of it with us.

"There are plently of people in brownstone brooklyn that have conforming loan amounts. I closed 3 loans in Brooklyn last month with loan amounts less than 417k and I have another 2 in contract currrently. People buying a 500k condo or coop putting 20% down are at 400k. What don't you get What?"

I'm talking about buying a 1.5 million dollar Brownstoner Adam. Not that rinky-dink Co-op or Condo. Big ticket items homeslice!

Let's what rates you have on Jumbo's and Non- Conforming products Adam! Lets see you finance Brownstoner HOTD!

The What (You still didn't answer my question, ADAM!)

Someday this war is gonna end...

Posted by: Return of The What at October 30, 2008 2:16 PM in response to What Mortgage rates are you seeing?

HOTD 2 million purchase price

2 FAMILY
1.5 million loan amount
75% LTV
FULL DOC

5/1 ARM 7.125% par
30yr fixed 7.875% par

I would charge 1pt in the front for these.

The OP was asking about conforming rates so that is why I posted what they were and others confirmed that they were accurate.

I have proven you wrong on all your misguided posts so can we end this now. I have more important things to do than feed the trolls.

This is my final post on this topic.

Posted by: Adam Dahill at October 30, 2008 3:15 PM in response to What Mortgage rates are you seeing?

2 FAMILY
1.5 million loan amount
75% LTV
FULL DOC

5/1 ARM 7.125% par
30yr fixed 7.875% par

Any Ape with LP/UD can Process this crap Adam. In fact this damn near Hard Money Guidelines. Plus you did not post the FICO! What can you do that is DIFFERENT that any other Mortgage Asshat??!! Thanks Adam! You just prove that you are worthless...

The What (75 LTV Give me a fucking break)

Someday this war is gonna end..

Posted by: Return of The What at October 30, 2008 3:32 PM in response to What Mortgage rates are you seeing?

3. Make sure that Asshats like Wasder can stay on the Habitrail and make mortgage payments. Still being a debt slave!

Hey What--my habitrail is feeling pretty good right about now. In re this conversation our loan is for 800G at 6.00%. Don't know if it is still a possibility to get such a loan at this point but we didn't take this out that long ago.

Posted by: wasder at October 30, 2008 4:41 PM in response to What Mortgage rates are you seeing?

Adam is right. people are still getting loans. the world hasn't ended. the sky didn't fall. get over it. still not seeing the predicted massive forclosures and people huddled in masses in the streets. Although if you believe the Obama infomercial we are the walking dead. the hyperbole detracts from a serious examination of the facts. it only serves to aggrandize the vacuous space between the ears of some posters here.

Posted by: Legion at October 30, 2008 7:30 PM in response to What Mortgage rates are you seeing?

Hay What, who are are you voting for and why?

Posted by: IronBalls at October 31, 2008 1:32 AM in response to What Mortgage rates are you seeing?