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September 25, 2009
Renters Insurance
Moving into a Bay Ridge apartment on Dec.1. Who do you guys recommend for renters insurance?
[ will my iphone be covered :) ]
Comments
Statefarm...I believe so.
Posted by: Miss Breukelen at September 25, 2009 10:07 AM
Amica
Posted by: Ljubitca at September 25, 2009 10:55 AM
Try Nationwide, they are a premier Property & Casualty insurer and offer a comprehensive renter's policy. You should not pay more than $300 Annual Premium for a typical policy. You can rider individual items of value onto a policy, however this will drive up your premium. The typical policy will set fairly low limits on contents. Keep in mind that typical renter/ co-op/condo policies offer standard replacement value- or the value of items as depreciated over time of ownership. If you are seeking a full replacement policy-this will be more costly. The major component of the policy is the Liability portion, along with some accident medical expense. A deductible is also typical on these plans. Ask questions of the agent, if you have an alarm or a related security device in your building or apt. a discount can be applied. Good Luck!
Posted by: Crescent Hill at September 25, 2009 11:02 AM
Liberty has always worked for me - they made it super easy when we were renting.
Posted by: new2brooklyn at September 25, 2009 11:22 AM
My renters insurance is from State Farm (I think... they have the red logo?) And I just renewed a few weeks ago, it was $125 for bare minimum coverage (no extra coverage). For an additional $50, I could have gotten "Identity Theft Protection" as well.
Posted by: tybur6 at September 25, 2009 11:43 AM
state farm gets my vote.
if you take a higher deductible you pay less premiums. don't forget to ask.
Posted by: Ysabelle at September 25, 2009 12:07 PM
www.gothambrokerage.com As an insurance broker, they can deal with a variety of companies and kind find the coverage that's best for you. And you can do it all on-line.
Posted by: babs at September 25, 2009 1:48 PM
STATEFARMS ALL THE WAY.
Posted by: flawlessphoto06 at September 25, 2009 2:50 PM
State Farm.....
Good enough for Louisiana; good enough for you.
Posted by: slick at September 25, 2009 10:04 PM
If you are close to the water (Shore Road area), most carriers will not insure you. I have 2 or 3 (depending on your floor) and they are very affordable. Please call for a quote.
Narrows Inurance Agency, Inc.
9201 4th Ave, 7th Floor
Brooklyn, NY 11209
(718) 745-1500
Posted by: WSNarrows at September 28, 2009 12:06 PM
Can a landlord require tenants to have renters insurance?
Posted by: tanner at September 28, 2009 3:31 PM
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