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July 28, 2009
Question about Refi
After months of wrangling with the bank, I am cleared to close on my refinance.
Here is my question: do I need a lawyer to come with me to closing? I have done all of this without a lawyer, but I am nervous about an August surprise.
Also, do I tip the title person?
Thanks!
Comments
Word on past threads is that you don't need an attorney to close a refinance and the title person gets in the neighborhood of $200. This is consistent with my refinancing experiences. The bank's attorney should tell you what to pay the title person.
Posted by: cornetor at July 28, 2009 2:52 PM
I WOULD GET A LAWYER
my usual RE lawyer so pissed at me for not having him involved when I did a refi a few years back and he was right - the band charged me an outrages fee for title search and some other silly fees that if I used him I could have avoided!
Posted by: gemini10 at July 28, 2009 3:25 PM
I recently refinanced with the same bank that held my original mortgage. Only my husband and I and a bank representative were at the final signing. It was all very straight forward, though perhaps things are more complicated if you are switching banks.
Posted by: fawn at July 28, 2009 3:34 PM
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