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July 23, 2008
Legitimate Foreclosure Counseling
I have a neighbor who's in default on her mortgage and spiraling (which I think is what happens when you begin to default) downward.
I noticed that Neighborhood Housing Services has a clinic coming up tomorrow:
http://www.brownstoner.com/forum/archives/2008/07/free_foreclosur.php
but I don't know the first thing about them. Are they going to have useful advice and assistance or are they going to sell her on a sketchy loan?
Does anyone have insights about their reputability? Other organizations she should reach out to?
Thanks.
Comments
I worked with them as a consultant about 15 years ago and they are very legitimate.
Posted by: Schultz at July 23, 2008 4:33 PM
Thanks, Schultz. I did notice that they're listed on PACC's resource list:
http://www.prattarea.org/homeservices.htm
which is a good sign. Some of the other resources listed there look useful as well.
Posted by: amanda at July 23, 2008 5:13 PM
Neighbors Helping Neighbors in Sunset Park also helps with foreclosures. See http://www.nhnhome.org/.
Posted by: Flatbushdemata at July 23, 2008 6:41 PM
Neighborhood Housing Services is very legit. They've been around a long time, have branches all around the city, and have the support of elected officials, business people, lending institutions, etc. I think they've even won a couple of prestigious awards.
They are also the people who sponsor first time homebuyer's clubs, as well as the very popular (and great) home repair classes. They are grass roots good guys.
Posted by: Montrose Morris at July 23, 2008 6:53 PM
You can also try the Comptroller's Office, which has a helpline.
Here is a link to a brochure they put out, with a phone number.
http://www.comptroller.nyc.gov/bureaus/cac/FPH_palm_card.pdf
Posted by: Back40 at July 23, 2008 8:59 PM
Tell he to walk away! No Bullshit, just save her money until they put her out. Banks have stopped doing any "Work Outs'! Just leave and wait until you credit gets better....
The What
Someday this war is gonna end..
Posted by: what at July 23, 2008 10:41 PM
Is it the sort of place where she could take in a roommate? or two? Better to share a dwelling with semi-strangers than lose it and get bad credit in the meantime.
Posted by: Minmin at July 24, 2008 6:58 AM
She can also try NACA's HomeSave Program. But they are so overwhelmed, that if she is terribly far behind she may get help in time.
https://www.naca.com/program/homesaveProgram.jsp
Posted by: nosleeptil at July 24, 2008 1:28 PM
oops - that is she may not get help in time from NACA
Posted by: nosleeptil at July 24, 2008 1:29 PM
Hi,
I know such type of doctors in the place where i live ..he is my neighbor he has been that doctor since along period ..i just consult him about your problem and let you know..
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rosy
http://www.addictiontherapy.com
Posted by: rosy8235 at August 22, 2008 3:50 AM
Hai to one and all of this forum, i am charles wishing goodluck everybody who visit this site, and if our family and i suffering with any health problem then we consult our family doctor then what our health problem within days, that is doctor, do the same thing, have a nice day, thank u
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charles
Foreclosure Homes
Posted by: charlesrichard at September 10, 2008 3:42 PM
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