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July 10, 2008
homeowners insurance
We are buying a small rowhouse in Windsor Terrace and can not find an insurance company who will insure a wood-frame house that is more than 100 years old. The house is in good condition, btw. Any ideas how to get some coverage so we can close? We've called most of the companies I've seen mentioned in previous threads and no luck. It can't be uninsurable, can it? FWIW, we had it inspected and it is in great condition for the age. What is going on here?
Comments
Our south slope frame rowhouse is more than 100 years old (we think closer to 140) and we got a Fireman's Fund policy through HUB International as the broker and had proof of insurance for closing. They even insured us through extensive renovations. Not cheap but we were covered. Ask for Dorothy Cohen.
Posted by: slopefarm at July 10, 2008 2:58 PM
I used StateFarm for my 100 year old town-house.
Posted by: guest at July 10, 2008 3:24 PM
try Chubb insurance. if something were to happen, they would rebuild it back to period quality/detail.
Posted by: guest at July 11, 2008 8:48 AM
We have a 102 year old wood frame house in the South Slope and had the same problem when we closed a year ago. We ended up going with Chubb insurance, not cheap but good.
Posted by: guest at July 11, 2008 9:06 AM
Check out Chubb insurance... worth the peace of mind.
Posted by: bren at July 11, 2008 9:38 AM
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