Roof Maintenance?


We don’t have any leaks or cracks in our (rubber) roof, but it’s almost 15 years old, and we wonder whether we should do something to make sure that it lasts through the winter. (We hope not to replace it quite yet, esp. since we’re not having problems, but we don’t want to be dummies, either.)

Categories: Maintenance
By brokedown | 11/10/2010 10:38 AM | Comment

Insurer Demands Sidewalk Repair


Our insurance company sent us a letter saying that their adjuster drove by our house and concluded that we need to repair the sidewalk– which has cracks that seem no bigger than average to us.

Obviously, we need to do some kind of repair to satisfy our insurer, but do we really need to do a full-on replacement (as the insurer suggested) or can we just patch the cracks and flatten any bumps?

We’ve never gotten any violations from the city, and we don’t want to risk violating the terms of our insurance, but we don’t want to spend big bucks on a repair we don’t need either.

Also, our insurance renewal form has a section on sidewalk repair that lists several choices, including one that says something like: “This property is a 1-3 family residence that is owner-occupied, so it is exempt from NYC Sidewalk Law.” We checked that box, because that is an accurate description of our house. But what does this mean about the necessity for the repair from the insurer’s perspective?

Any thoughts?

Categories: Sidewalks
By brokedown | 11/01/2010 2:43 PM | Comment