Getting Dropped By Allstate


I’ve gone through the archives and have seen many varying comments on insurers,etc. I’ve finally fallen victim to Allstate’s policy of dropping Brooklyn Brownstone owners because our properties are ” too close to water “.

I see state farm getting raked over the coals, but their premiums are incredibly tempting. Brownstone Insurance inc as well. But can someone give some concrete advice(i.e. real, consistent, negative or positive experiences with these insurers that warrants the commentary? )
I’m not interested in hearing ” with premiums so low, how can they afford to cover you etc.?”

And likewise, if you have a wonderful story of an insurance carrier that is perfect for you, please share.

Thanks.

Categories: Insurance
By PutnamStoner | 05/14/2008 10:30 AM | Comment

Day Care in Bed-Stuy


My wife and I just had our first child. We’ve owned our Brownstone for about 3 years now and we’re wondering about day care options in the neighborhood. Any thoughts? What are people doing? Are folks using Nannies?

If so, how are you going about finding good help.

By PutnamStoner | 04/09/2008 12:56 PM | Comment

Stainless vs New Appliances


I have a question for Landlords/Tenants. Is it more important to have new applainces are do you absolutely have to have stainless appliances in your rental?

I have stainless in one apartment and my tenants said it was nice to see when they were looking but actually hate trying to keep them clean.

Does anyone have an opinion on appliances for a rental?

By PutnamStoner | 02/21/2008 4:27 PM | Comment

Dish Washer vs. More Cabinet Space


For all you renters out there, I want to get a true sense of what’s more important. A clean, well put together apartment w/ reasonable rent. or a more expensive apartment w/ a dish washer and less cabinet space in the kitchen?

For Landlords with dishwashers in your rental, how much difference does it make to have a dishwasher in relation to the types of potential tenants that come?

Thanks

Categories: Renters
By PutnamStoner | 01/24/2008 3:55 PM | Comment

Yellow Pine


I’m about to refinish the Yellow Pine Floors in my rental unit. Has anyone dealt with Yellow pine b/4 and does it make sense to stain them, or just leave them natural with a satin finish. Any feedback is greatly appreciated

By PutnamStoner | 01/24/2008 3:48 PM | Comment

1800 Wood Floors


Has anyone had any experience with these guys restoring or refinishing your brownstone floors? If so, I’d like to hear details and quality of work. (or lack there of)

I’d also like to get recommendations for refinishers. And if you could include cost (i.e. $ per Sq/ft.) that would be helpful.

Thanks

Categories: Floors
By PutnamStoner | 01/23/2008 12:06 PM | Comment