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Hello brownstoners, we are about to embark on a rather extensive renovation & restoration but are having difficulty obtaining reasonable home owner’s insurance. We will be using an insured and licensed contractor but the major insurance companies either won’t insure the place at all during renovations or insist on a special policy that totals ~$10000 per year!Is this the common practice during renovations? Seems outrageous given that the builder has there own insurance. Has any of you good folks gone thru such a thing? Any and all advice will be appreciated.