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Hi, we are looking to buy a 2 BR apt that needs work (new kitchen, bath tiles, floor resanding, etc.). This would be our first buy. How do we go about financing a renovation? After we put down our 20% and closing costs, we will still have some cash reserves, but not enough to pay for the whole reno. Can we get a loan for that (assuming good credit, income, etc.)? How does this work?
Thanks!