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Do not work with Billy Ahmetaj at Wells Fargo! A year ago, Wells Fargo financed our 30 year morgage on our co-op. We have more than 50% equity in it, solid jobs, great credit, and it’s a terrific building with great financials. We wanted to refinance when rates went down, and he locked it at 5%. But after paying over $1000 in fees, we got an e-mail from him saying that we had been turned down because our building makes too much tenant income! Which they knew all along, should be a good thing, and in fact, Wells Fargo still holds the mortgage! We have called him at least 40 times, and he refuses to return our phone calls , even once. We lost the locked rate and our fees. Does anyone know if we have any recourse? No way to do business!