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We have a 3 story (ground floor, 2 more floors above , brick)house in 11216 CHN. When we first purchased our home in 2007 we got our home owners insurance through Travellers. It was really expensive – well over 4000 a year. Then following advice of a Broker we switched to another company. They started charging us about 110 USD a month, then mid way in our first year it escalated to 188 USD a month (and it was not optional). Now we have received a renewal for the next year, and it will be approx 250 USD a month or 2,926 USD a year. This includes Dwelling 740,000 Other structures 74,000 personal property 518,000 personal liability each occurance 300,000. Contents replacement costs. Is this right ?

Can anyone recommend another company and pronto ! THANK YOU