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I just learned the a contractor that was going to renovate my small coop bathroom has no insurance. The proposed renovations include demolishing most of three walls, retiling; the plumber does have insurance.

Contractor was recommended by someone and praised on the Park Slope Parents’ web site.

Questions: is it common for such a contractor to not have insurance? Would someone insured charge significantly more? Can I take out insurance to cover the renovation work (liability to coop, and, I suppose to cover the persons contractor may hire)? FInally, can anyone recommend someone with insurance?