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Please help me avoid Wednesday night’s “Homebuying for Hipsters” event! A few things I’ve realized I don’t know but should:

1. What’s the general time-frame for buying? For instance, if I’m looking to move in somewhere by the time my lease runs out in September, have I already missed the boat?

2. I know 20% is a standard down payment amount, but how often are 10% or 15% accepted? What are the disadvantages of putting down less up front?

3. I know people don’t use brokers much anymore for renting; is the same true for buying? What risks do you face not using a broker?

4. What costs are affiliated with buying that I might not think about?

5. Generally, how long do you need to live somewhere for buying to be a sound investment?

6. Any low-cost neighborhoods you think are a solid investment?

Thoughts about any of these questions would be greatly appreciated!