contracts, contracts, everywhere contracts

as a new homeowner, I am going berzerk (spelling?)!!! I need to do this, that, get this done, in order for that to get done, etc, and EVERY SINGLE THING seems to recquire a contract! Insurance, architect, fuel delivery, security system that I dont want, etc, etc, etc.
Soon I’m going to have to pick a CONTRACTor, and I’m wondering if there’s anyone out there who has been able to do this on a work-then-invoice basis, which makes sense to me, rather than a contractual one. Is it possible to find someone trustworthy enough who knows I’m trustworthy enough, etc, to get stuff done, like how it would have been done in the past, before lawsuits, courts, credit, debt, etc became so commonplace?

By townhouser |