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Not sure if anyone is currently in contract or looking to refinance but interest rates are amazing today. They will probably go back up a little in the next few days as this may be a knee jerk reaction to Fannie and Freddie getting bailed out by the gov.

If you are paying 1pt you are at 5.625% on a 30yr fixed.

No points you are under 6% at 5.875% today on the 30yr fixed.

Call you broker or banker if you are currently floating to lock in.