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We are renovating the garden/parlor duplex of a 4 story brownstone that we just bought, on a fairly tight budget (for this sort of project). Our family will need to live on the lower floors and rent the top two. So we want to fit 3 bedrooms and two baths onto the garden floor. We have two sets of plans that we are shopping, one of which includes a garden floor extension that makes it much more comfortable to fit the 3rd bedroom in. HOWEVER, with the added cost to do that, we could not afford to add in central air. Looking toward resale, I want to understand how important people think it is to have the central air included in the mechanical update?? I don’t think it is that important to me, from a day to day living aspect. However, if we are selling this one day to a luxury buyer and telling them that the mechanicals are done, will the value of that mechanical upgrade be much lower if they feel like they have to add in AC and rip out the ceilings to ductwork…etc? Thanks.