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I have a three family house, where I reside along with two tenants. I am interested in taking over one of the rental apartments, so that I will have a duplex that can accommodate a growing family. The C of O is a three family. Forgive my ignorance, but do I have to change it to a two family, especially if I plan on converting it back to a three family at some point (say when I retire and need additional rental income, which will, admittedly, be many years from now). Thanks for the advice!