home equity line of credit/loans

Hello,
We were thinking of doing some renovations and pay off CC debt. we wanted to get a 100K home equity LOC or a loan. With all the crap press on banks and lenders not as willing to dole out money – do you think we will face a lot of resistance?
I have good credit, just not sure what the rates are on loans these days
is anyone else doing this now or are many of you waiting the storm out?

By gemini10 |