Getting Dropped By Allstate

I’ve gone through the archives and have seen many varying comments on insurers,etc. I’ve finally fallen victim to Allstate’s policy of dropping Brooklyn Brownstone owners because our properties are ” too close to water “.

I see state farm getting raked over the coals, but their premiums are incredibly tempting. Brownstone Insurance inc as well. But can someone give some concrete advice(i.e. real, consistent, negative or positive experiences with these insurers that warrants the commentary? )
I’m not interested in hearing ” with premiums so low, how can they afford to cover you etc.?”

And likewise, if you have a wonderful story of an insurance carrier that is perfect for you, please share.

Thanks.

By PutnamStoner |