Making an offer
I’m sure some kind soul will comment about how idiotic this is, but how exactly do you make a formal offer? I’m not using a buyers broker, so do I just call up the sellers’ and say “I offer $X”? Does all the contingency stuff only come up afterwards with the contract or do I need to specify things like that now? I have a lawyer and mortgage lined up, but realized I don’t know how this step goes.
